Page 616 - Personal Finance

2017: Looking forward: Weigh your investment thematically

Demonetisation and shift to GST regime will cause disruption in the economy and markets

Note ban, big agreements shaped realty

Year 2016 was good for commercial real estate, including malls and office property

Your Money: Five new year financial resolutions

Don't just earn, be an aggressive saver as well

Your Money: Reduce risk in MF portfolio

Don't go overboard on mid-cap funds as volatility is expected in the first half of 2017

Realty Check

Budget: Rs 30 lacs-50 lacs

Tipping Point

STCG is taxed at slab rates, while LTCG is taxed at 20% with indexation benefit

Taxation: Kuldip Kumar

Kuldip Kumar, partner and leader (personal tax), PwC India, answers your questions

Your Money: Revision of returns can come under scrutiny

If you are making any drastic changes, make sure there is adequate documentation

Jehangir B Gai: Officebearers liable for frauds

The president of the society transferred money to his personal account and ran away from the country

The year that was: Surprises of 2016

The rise in cashless transactions, investors and consumers had to be on their toes

Your Money: Avoid single premium plans for tax saving

A combination of ELSS or PPF with a term plan offers better coverage and returns

Demonetisation blues: Turmoil in realty, gold loses sheen, markets hit hard

Expect more volatility in the coming year as the economy and markets price in demonetisation drive

PM Modi eyes real estate assets in drive against graft

Govt expected to step up scrutiny of real estate assets with suspicious titles

Your Money: Central govt staff can now choose fund managers

Employees can opt for equity allocation they want, will need to review their portfolio once a year

Mumbai, Goa, Delhi: Attractive offers at 5-Star Hotels for a New Year bash

Many hotels are also offering attractive packages if you also opt to stay for new year celebrations

Pension fund body mulls varying withdrawal options

PFRDA is looking at combining other assets like house as source of income for subscribers

Devangshu Dutta: Focus on public sector banks

Bargains will be available if investors wait for a while and are ready to take big risks

Life insurers' claim settlement improves

Traditional products are likely to offer lower returns due to falling interest rates

Demonetisation: Develop digital spending strategy

Use a limited number of payment options and track the expenses

Small grocers, contractors to gain from tax benefits for digital payments

Small businesses will have to show separate accounts of digital payments to get the benefit