Page 630 - Personal Finance

Home loans for the tech-savvy

Indiabulls Housing Finance's online service allows customers to get loans without going to lender's office

Centralised KYC system to make life easier

Unique number allotted after the process can be used to open accounts in other financial institutions

Benami property holders should watch out

The amendment Bill has made penalties for holding benami properties more stringent but provides for an appeal mechanism

CBDT to come up with FAQs for settling tax litigation

CBDT will also launch a massive publicity drive to make the Dispute Resolution Scheme a success

DHFL NCD suitable for those in lower tax bracket

Inflation-linked option offers no added benefit as underlying benchmark is difficult to predict

Getting emotional about investments will hurt

Many smart investors are unable to admit that their investment decisions may have gone wrong

Rent designer clothes and accessories

Instead of buying, renting offers more choices and leads to savings

NPS app lacks important features

Besides getting account information, subscribers cannot do much with the mobile application

Investment concepts that can trip you

In good times, analysts justify valuations giving interesting investment rationale

Small, yet attractive pockets in property market

Prices in most areas have been stagnant but some regions are showing reasonable appreciation

Case study

Readers' Corner: Mutual Funds

Realty check: Budget - Rs 1-2 crore

Monsoon to drive rural consumption

Sectors like FMCG, two-wheelers and textiles will benefit

Agents can charge up to Rs 5,000 from people joining NPS online

Service charges collected through eNPS platform to be paid to agents on quarterly basis after reconciliation of account

Top-up health plan better than restoration option

It helps policyholders address their need to mitigate risks of increasing medical expenses at affordable rates

Why you shouldn't miss the July 31 income tax filing deadline

You stand to miss out on a few benefits if you don't file your income tax return on time

Why you must file I-T returns on time

Even if you don't come in the filing bracket, it is the only way to claim refunds, get visa to some countries

A two-minute guide to Benami Transactions (Prohibition) Amendment Bill

The Bill aims to catch those who channelise their black money into real estate illegitimately

Train passengers to avail insurance cover for premium of Re 1

The scheme offers travellers or their families compensation of up to Rs 10 lakh in the event of death or permanent total disability