Page 631 - Personal Finance

Tough to use tax rulings to your advantage

HC or tribunal verdicts aren't the final word in disputes, but you can use them to persuade the assessing officer

Didn't quote PAN with high-value transactions? Read this

Remember, the onus is on you to prove that income has been declared and tax has been paid

Did you get income-tax notice? Explain high-value transactions with ease

Remember you need to have all the documents to prove that tax has been paid on income that has been used to make investments or purchase of property

For new, risk-averse equity investors

Investors willing to accept underperformance from diversified equity funds in bull markets may invest in dynamic asset allocation funds for their lower volatility

Is currency fluctuation an opportunity?

If companies with foreign exposure are beaten down, investors could engage in bargain hunting

Is it time to get defensive on your equity portfolio?

With the Sensex again nearing 28,000 points, it would make sense to avoid high-risk stocks

Case study

Plan air travel intelligently

Taxation: Kuldip Kumar

Strong residential, rental demand driving growth

Breach of policy condition renders a claim non-payable

Once the terms are agreed upon, any breach would render a claim non-payable

Make money from your blog, video

While good content is a primary requirement, allowing visitors to interact on your platform will help you gather a larger following and attract advertisers

Reduce chances of claim denial

Know the exclusions, make full disclosures and go to a consumer court in case of a dispute

Properties in Rs 2,500-5,000/sq ft range good investment: JLL

This price tag provides protection against capital value erosion and guarantees appreciation, says realty consultant

Questions to ask your New Pension Scheme advisor

Investors should quiz them to understand the product, which options to invest in, and how to get the final payout

CIBIL to provide one free credit report a year: Raghuram Rajan

Currently, an individual has to shell out Rs 550 for a report and a onetime credit score in the PDF format from CIBIL

Retirees must ensure corpus lasts 25 years

They should have some exposure to equities to counter the risk posed by inflation

Ways to use 4G data while paying 3G rates

Higher speed on 4G means consuming more data. But, a few tweaks can help you bring down the data usage

Donating shares to temples isn't tax-efficient

Whether you give stocks held for more/less than a year, benefits are nominal; donating cash is better

Gilt funds are only for tactical play, say experts

Gains will be limited because interest rates may not come down soon