Page 650 - Personal Finance

Banking: Rajiv Anand

Has good civic infrastructure, connectivity to industrial pockets

: Wakad, Pune

Compensation for frivolous appeals

Strong FDI flows need stability

Current investment driven by hope of future change

Use the right measure of return

The metrics will change depending on the nature of investment

CBDT processes 6.53 lakh online rectification requests in ITR

Section 154 of the Income-tax Act provides the taxpayer with an option to seek rectification of mistakes in record

It isn't easy for a debt fund investor

For existing investors, it is a good time to take a re-look at your portfolio; new ones need to be more careful

Lessons from the Sharepro scam

After every corporate announcement, check your demat and bank accounts for necessary credits

TPAs to also service foreigners' health plans from life insurers: IRDAI

Their services will also extend to foreigners travelling to India on a travel policy issued by a foreign insurers

Case study

Realty check: Budget- Rs 30-50 lakh

Readers' Corner: Taxation

Align financial needs with your child's career

If your child opts for an offbeat career, getting a loan might be difficult

Cost is important, but so is advice

Sebi is pushing investors towards direct plans, but only the astute investor should choose these

Re-adjustment in pharma, FMCG?

Distress in these sectors will lead to some changes in valuations

Planning for homecoming

NRIs returning to India need to carefully manage the financial aspects of their shift

Choosing a fixed-rate instrument gets tougher

With the rates on small savings schemes being cut, post office instruments will look less attractive for the time being

Company FDs require extra due diligence

Keep regular track of financials, including cash flow and management changes

Tax planning: Time to rush

If your employer's deadline has passed, you can still claim deductions while filing income-tax returns

Case study