Page 651 - Personal Finance
Prices likely to appreciate 5-10% in a year
Hotspot: Jakkur, Bengaluru
Insurer should reimburse a stock exchange for broker defaults
Trade Guarantee Fund can be used for meeting commitments, obligations and liabilities to clearing house
Rate cuts are not a panacea for all ills
Strong focus on the banking sector and plenty of on-the-ground reforms are also required
Five tricks builders won't be able to pull off
Homebuyers stand to benefit from the approval of the real estate Bill
 "Five tricks builders won't be able to pull off")
Interest rate on PPF cut to 8.1% from 8.7%
Move creates environment for rate cut by RBI
 "Interest rate on PPF cut to 8.1% from 8.7%")
For investors with low-risk profile
Equity savings funds give additional tax benefit, as they are treated like equity funds
 "For investors with low-risk profile")
Lower fines, but more powers to assessing officers
The new penalty regime could create a fresh set of complications for tax payers
 "Lower fines, but more powers to assessing officers")
Is capital protection in Ulip good enough?
Keep in mind mortality and premium allocation charges. Life cover limited to 10 times the annual premium
 "Is capital protection in Ulip good enough?")
Tax-free returns spark Rs 43,500-cr bond chase
Eight infra firms mop up their entire allotted amount of Rs 43,500 crore
 "Tax-free returns spark Rs 43,500-cr bond chase")
Are we moving to a cashless society?
While the tech-savvy have reduced their dependence on cash by 30-40%, many are still not using cards because merchants charge them extra
 "Are we moving to a cashless society?")
 "Case study")
 "Realty check")
 "Taxation: Kuldip Kumar")
NPS and EPF should get same tax benefits
Tax benefit to NPS can be given by exempting the pension received from income tax
 "NPS and EPF should get same tax benefits")
Avoid excess duration or credit risk
Go for high quality and low-to-medium-duration funds in your debt portfolio
 "Avoid excess duration or credit risk")
Traders should be wary
The going 'all-in' strategy might not work just yet
Stressed asset funds: Only for ultra HNIs
They could offer higher returns than traditional fixed-income funds, but holding period will be longer due to the risky underlying assets
 "Stressed asset funds: Only for ultra HNIs")
Franklin Templeton India sells debt holding in JSPL
Fund house exits six JSPL schemes maturing over next 2-5 years, takes a one-time hit of Rs 325 crore
 "Franklin Templeton India sells debt holding in JSPL")
New options for saving capital gains tax
By investing Rs 50 lakh in a start-up directly or indirectly, you can optimise your tax savings
 "New options for saving capital gains tax")