Page 652 - Personal Finance

Labour Ministry to oppose EPF tax in any form

Stand due to staunch opposition from labour unions

Investors might give gold bonds a miss

These are perfect for those who used to buy gold in physical form

Investors get tax relief on investment gains

Once the income has been classified as either business income or capital gains, be consistent

Nabard's tax-free bonds offer risk-free investment

Lock into these long-term bonds for higher interest rates and capital appreciation

Buy women-specific products only if they offer value

Instead of blindly opting for products that have the 'woman' tag in their names, compare them with gender-neutral products and then decide

Be consistent in the tax treatment you ask for

A recent CBDT circular will go a long way towards reducing litigation in the matter of how gains from sale of securities are to be treated

Case study

Business Standard analyses one family's finances and suggests a way forward

Nothing much to cheer about

Whether it is retirement savings or expenses, there will be some additional burden from the Union Budget. On the positive side, the FM has addressed tax-related bottlenecks

Readers' Corner: Life Insurance

Amitabh Chaudhry, managing director and CEO at HDFC Life, answers your questions

Hotspot: NH-24, National Capital Region

Developing fast as an affordable housing corridor

Original builder responsible for completion of housing project

Builder can't escape liability by merely assigning development rights to another developer

Contain downside risk using value funds

If you have a long-term horizon, allocate 10-15 per cent to these funds, as they offer stability and risk-adjusted returns

Mutual Funds AUM falls for fourth straight month in Feb

Over 40 fund houses together had average AUM of Rs 12.64 lakh cr at February-end versus Rs 12.74 lakh cr in Jan

EPF tax puts financial future of youth in jeopardy: Nitish

Bihar CM says with new cesses, govt has further swindled states of their share

Bank customers can use post-office ATMs soon

India Post will send a proposal to RBI for its ATMs to work on the platforms of all other banks

No additional charge on digital payments

Immediate benefit will be in petrol payments, booking rail tickets

Soon, you won't have to pay surcharge on card payments for petrol, train tickets

Cabinet has approved a proposal to withdraw the surcharge/service charge or convenience fee on digital payments

No tax when MF plans merge

Investors were stuck in old schemes though they were suspended because of tax implications

5 questions to Arun Jaitley on the EPF tax row

Clarification by the finance ministry on the EPF tax row has raised more questions than answers

Budget 2016-17 surprise: EPF will now be partially taxable

To standardise all products, the FM introduced tax on EPF too