Page 672 - Personal Finance

Deadline for e-filing audit reports of some taxpayers extended

The deadline has been extended from September 30 to October 31

Home loans to become cheaper

Existing and new customers will find it easier to manage or raise loans as banks start cutting rates

Income accrual, dynamic bond funds turn attractive

They would benefit from rate cut and likely credit easing

Should investors change their debt strategy post rate cuts?

They should look at income accrual and dynamic bond funds that hold a combination of gilts as well as quality corporate bonds

Policy push for portfolio?

While event-based tactical calls are risky, a rate cut will help both borrowers and investors

Case study

Pack your bags for a weekend trip

Consider a road trip and look for hotel flash sales on internet and mobile platforms if you have not planned in advance

To hire or own a car

If you travel up to 25 km daily, it makes sense to use taxi-hailing apps. If over 75 km, owning a vehicle is cheaper

Mutual Fund: Jairam Sridharan

Myriad options for mid-to-luxury housing segment

Reasoned order not must for consumer complaint admission

Returns will take longer: Ravi Venkatesan

Interview with Chairman of Social Venture Partners & partner at Unitus Seed Fund

Earning while doing good

Impact investing can put your money to good use by giving a return while making a difference to people's lives

Playing the index on valuations

Investors can increase commitment when the PE ratio of the index is below 16 and lower it when above 23

Gold investment: ETFs can be a better option than bonds

An SIP in a mutual fund averages buying cost and protects downside

To escape litigation, assign a policy

This will ensure the money goes to the intended person

Assigning a life insurance is better than appointing a nominee

This will ensure the money goes to the intended person and there would be no court cases later

Get tax relief on second house if not on rent

Though final decision rests with the assessing officer, keeping the proof that those efforts to get a tenant went in vain can help

Don't pay heed to unsolicited stock tips, Sebi tells investors

Sebi has acted against seven unregistered entities who were providing investment advice via SMS or social media

Making the best of market volatility

Arbitrage schemes can give investors better post-tax returns than debt funds