Page 673 - Personal Finance

Rate cut on the anvil?

Debt funds might be back in focus once the cycle of rate cuts resumes

Tax-shield your retirement corpus

Strategies to maximise returns on portfolio during golden years

Insurance honchos to face variable pay clawbacks

Factors like persistency, claims settlement, grievance redressal to play part in pay

In debt funds, focus on the quality of the paper

While following some simple rules can keep you safe, it is important to remember that debt funds aren't risk free

FinMin says no plan to take general insurance companies public

All state-owned general insurers are well-capitalised and don't need capital through IPOs, says head of one such firm

Govt plans to raise cap on equity investments by EPFO

EPFO may be allowed to invest up to 15% in stocks, up from 5% currently

Sinha prods EPFO to invest more in equities

EPFO may be allowed to invest up to 15% in stocks, up from 5% currently

Higher return from NCDs come with higher risk

Diversify across bonds of 4 or 5 firms

EPFO raises maximum insurance cover to Rs 6 lakh

Decision will benefit 40 mn contributing members of the organisation

No forceful selling of insurance: Irdai tells banks

Corporate agents guidelines says they can tie-up with three life, non-life and health insurers each; not mandatory

Housing construction delays can cost you tax deductions

Buyers might partially lose the benefit available on the interest portion of the loan

Foreign partners' role in insurance ventures to face tougher scrutiny

IRDAI seeks to curb their veto power, board decisions and product strategy, may also insist on Indian chairman

Kotak Mahindra Old Mutual Life eyes 25% growth in new premium

Renewal premium business grows closer to new premium business

Debt funds give higher returns than bank FDs

Investor needs to select scheme based on risk profile and tenure

Limited benefits from capital protection funds

Returns are capped, since their objective is to avoid loss

Cheap teaser loans can be very expensive

When the home loan rates are hovering at 9.75%, this would sound like a consumer-friendly proposition

Case study

A satellite town for Pune, Navi Mumbai

Hotspot: Lonavala

Mutual Fund: Nimesh Shah

Unlock the value of your gold

The recently approved government scheme provides both liquidity and returns