Page 678 - Personal Finance

Balanced funds back on investors' radar amid volatile market

Investor folios surpass 2 million mark while assets more than doubled since FY14

Rajan is right: Salaried class can't afford a house

Only double-income households can buy flats in India's top 8 cities, except Mumbai

Should you file tax return even without taxable income?

Yes, if you are planning to apply for a loan or have rental income of more than Rs 1.8 lakh a year

How will payments banks help you?

Unbanked customers can expect easier access to banking, while those who have bank accounts can look forward to further innovations in payment space

NFO papers filed by mutual funds surge to 130 in 2015

16 draft papers filed in August alone, most schemes aimed at investment in equity and equity-related securities

Mistakes to avoid when filing I-T returns

Don't forget to include interest earned on investments and also declare those exempt from tax

MF exposure to software stocks hits all-time high in July

Investments touch Rs 38,000 cr, fund managers raise allocation due to falling rupee vs dollar

Avoid gold investments for some more time

It makes sense to wait for govt schemes such as gold bonds

EPFO reviews online PF withdrawal plan after SC ruling

Was planning to offer online withdrawal for subscribers having Aadhaar-enabled PF and bank accounts

Stick to 5-10% allocation on foreign funds

While currency fluctuation will lead to higher returns, look at these only as a diversification strategy

Yuan devaluation: Lessons for India

A weaker rupee might stimulate Indian exports and nullify some of the effects of Chinese devaluation

Case study

Time to shop for PSU bank stocks

There are some great buys after the government's announcement to revive their fortunes. But, hold the stocks for at least two to three years, say experts

Taxation: Kuldip Kumar

Proximity to business districts gives Kondapur an edge

Roadblocks to shifting loans continue

Banks cannot reject notes with scribbles

Should you insure your mobile or laptop?

While cover policies are available, these also come with quite a few conditions that might make it unviable

Your purchase on a foreign website can attract the taxman

Domestic I-T laws require you to deduct tax on software, e-books and music albums; must report every such transactions while filing returns

Don't sell shares of illiquid firms in a hurry

If the company is profitable or pays dividends, it makes sense to retain stock