Page 680 - Personal Finance

An investment hotbed due to relatively affordable prices

CA can be held liable for deficiency in service

Negligence in discharge of professional duty amounts to unfair trade practice

Investing in peer stocks

Create horizontal holdings by investing in several stocks with similar margins in same sector

Legal heirs need to file returns for deceased

They do not have to pay tax from their own pocket and their liability is limited to the assets they inherit

Spend a little money, improve the value of your property

While under-construction property sees slowing sales and decline in prices, a well-maintained and ready-to-use house can command a premium

Cash or card? That will be 2% extra for the cash payment, Sir!

NRIs may find it difficult to invest in India despite Fatca

The Act could also tighten the noose around resident Indians who have undeclared assets in the US

Rectify 'defective returns' quickly

Individuals are given 15 days time; after that, their returns are deemed invalid

Everything you need to know about Mutual Funds

The MF scheme universe is large, with over 400 equity schemes and many more debt schemes to choose from

What are the benefits of using a credit card?

Keep in mind to check the annual charges the bank is levying on the card

Dollar-denominated bonds are attractive

Indian HNIs, however, can use it as a hedge against depreciating rupee

What happens if you delay filing tax returns?

Those who haven't filed returns for either assessment year 2014-15 or 2013-14 can't carry forward their capital losses to the next year

Nominee vs legal heir: who gets your money?

If the nominee is unwilling to pass on the assets in good faith, the matter can be taken up in a court

How to make short term capital gains tax work for you

In case of debt funds, paying tax at the higher rate works out to be more beneficial

5 common mistakes to avoid while filing returns

Not accounting for savings' bank interest is a very important item, but ignored by many

Are you creating black money unwittingly?

If the interest income is not declared while filing income tax returns by you or your spouse, it is black money

What to do if your housing project is declared illegal?

Approach the court, use social media to bring your issue into limelight

Don't select mutual funds by dividend payout history

Choose the growth option because it will help create larger corpus due to compounding

How to legally bind your property transaction

Agreement to sell prevents buyer and seller from going back on their word

Tax-saving tips for buying and selling a property

A joint loan while buying is beneficial; make full use of deductions available while selling