Page 707 - Personal Finance
Taking a SIP of direct equities
Focus on the top 100 stocks and restrict your basket to 10 stocks
 "Taking a SIP of direct equities")
RBI allows Indians to invest up to $250,000 a year abroad
Apex bank doubles limit under Liberalised Remittance Scheme as forex levels touch record highs
 "RBI allows Indians to invest up to $250,000 a year abroad")
Markets at all time highs: Opt for direct equity investment through SIPs
Stick to top 100 stocks and restrict basket to 7-10 stocks
 "Markets at all time highs: Opt for direct equity investment through SIPs")
New rules by IRDAI have more safeguards
Under the proposed code of conduct, insurance agents will have to disclose information on commissions they receive if buyers ask for it
 "New rules by IRDAI have more safeguards")
New rules by IRDAI have more safeguards
As per the proposed code of conduct agents will have to disclose information including commissions they receive if buyers ask for it. Or else buyers can complain to the insurance company
 "New rules by IRDAI have more safeguards")
 "BS Primer: Banking on small and payment banks")
Readers' Corner: Banking
Jairam Sridharan, retail lending head, Axis Bank, answers your questions
Hot Spot: Kanjurmarg, Mumbai
Demand for housing from nearby business complexes
 "Hot Spot: Kanjurmarg, Mumbai")
Case study
Business Standard analyses one family's finances and suggests a way forward
 "Case study")
Road map for first-time investors
Invest 20-30% of your surplus in equity mutual funds and the rest through SIPs; think like a company's owner and don't panic if the market corrects sharply
 "Road map for first-time investors")
Defrauded? Don't always blame your bank
Avoid common mistakes pertaining to credit card transactions, online fund transfers and closing of credit cards and loans
 "Defrauded? Don't always blame your bank")
In time of competitive devaluation
RBI is buying lots of forex. So, it may have to cut policy rates simply to prevent currency over-appreciation
Before you say 'I do'
Open a dialogue as your finances need to marry, too
 "Before you say 'I do'")
Retail investors' guide to the Coal India mega share sale
Govt is to divest up to 10% stake in Coal India tomorrow
 "Retail investors' guide to the Coal India mega share sale")
If banks bite the broker bullet...
...it will bring in more transparency, provide multiple choices and reduce mis-selling
 "If banks bite the broker bullet...")
Are you creating black money unwittingly?
Not declaring interest income from household savings or an expensive watch could land you in trouble
 "Are you creating black money unwittingly?")
Medical test for term plan always advisable
Do it even if not mandatory; this will ensure claim is not rejected on medical grounds
 "Medical test for term plan always advisable")
Retail investors needn't be too greedy
Get rid of bad-performing funds or stocks; don't disturb current investments
 "Retail investors needn't be too greedy")
Post India Insurance may sell products of other insurers
DoP already offers insurance policy (Postal Life Insurance) to government and semi-government employees
 "Post India Insurance may sell products of other insurers")