Page 723 - Personal Finance

Hope of patient's recovery can put paid to insurance claim

Valuable tips for a value investor

Looking at the price-to-book value can be a good yardstick

How to build an emergency fund

It's important to have at least three months' salary in liquid form. This will help tide over bad times

Ulips are cheaper, yet not useful

Cost is not the only factor that one should look at. It's best to keep investment and insurance apart

EPFO to seek clarity on transaction limit in Jan-Dhan scheme

The Organisation has found that it would be unable to credit PF withdrawals of more than Rs 1 lakh to Jan Dhan Yojana bank accounts

Rethink your fixed deposit strategy

Given that interest rates are likely to fall in the coming months, lock into FDs of five to seven years now. Shop for the best rates available before locking in

Inflation linked bond funds have limited utility

Suitable only for conservative investors; other debt funds give better returns now

40 Years Ago...and now: Gold - From control to seamless trade

Despite the recent imposition of import rule and high duties, the yellow metal continues to attract buyers

40 Years Ago...And now: The rise, fall and rise of credit cards

This business got off to a shaky start but the advent of credit bureaus de-risked it

40 Years Ago...and now: Home loan: A tale of three institutions

HDFC, the pioneer, ICICI, the game-changer, and SBI, the original teaser, turned the market on its head

40 years ago...and now: Lowest returns, consistently popular

40 Years Ago...And now: From outcry to just a click

Brokers trade over the terminal and with just a click of a mouse, buy or sell shares

40 Years Ago... and now: From 70% to 30% peak I-T rate

YES Bank enters home loan business

Move follows RBI's decision to allow banks to raise long-term resources to finance affordable housing

Get the car glitch fixed

Getting small problems fixed is important as in the future the insurer is likely to reject your claim

Paying by EMI is convenient, cheaper than revolving card dues

Taking another loan to pay off the outstanding dues can impact credit scores

Retail MF folios post 4.6% growth in first two quarters: Crisil

Equity category, which had posted consistent decline in retail folios since 2011, added 16.89 lakh folios in first of FY2015

5 questions you should ask a mutual fund seller

It is important to know whether you are being sold the right scheme; these questions will help elicit the answers needed

Case study

Best to exit stocks stuck in regulatory mess

These could fall sharply, eroding your wealth; also, as recovery might take long, booking losses might be sensible at times