Page 752 - Personal Finance

Steps to render the claims process a breeze

Delay in settling an insurance claim could be on account of mistakes made while buying the policy

Rupee may weaken soon

Traders can build long-term strategies assuming the rupee will weaken by the year-end

Use yield spikes to buy into gilt funds

Gilt funds as a category are more sensitive to interest-rate movements in the market. Hence, these might show higher volatility

PFRDA shortlists 8 companies to manage pension funds of private sector

Pension fund regulator will issue letter of intent to the selected managers on April 25

Avoid gold investment schemes

Go for ETFs instead, if you want to accumulate the precious metal

10 important things to analyse in an Annual Report

You can get annual reports from company website under investor relation section, BSE/NSE website and will receive in post / email if you are shareholder of a company

Are family floater health plans cheaper?

Family plans offer higher cover for a lower cost

No TDS on deposits doesn't mean these are tax-free

Interest income on deposits is taxable according to your tax bracket

Safeguard your special child's financial needs

Setting up a private trust is the best option, as parents can include specific clauses for the child's welfare

Realty check

Case study

Mutual Funds: Hemant Rustagi

Consumer forum can order corrective retrospective action

How beneficial are mergers for shareholders?

Always watch the price paid for an acquisition and the strategic intention of a merger, say experts

Market likely to continue making gains till May 16

Take a look at prices on May 15 and assume a five per cent move in either direction by May 29. Then, strangle with long puts and calls

Exit non-performing mutual funds...

...but stick to those that have turned around because these could perform well once a new government is in place

Your tax papers are an identity thief's dream

Sensitive information such as PAN data can be misused to claim a fraudulent tax refund or obtain a credit card or a loan

Is dumb money better than smart money?

In the US, there is proof to show that collective wisdom can predict stocks better than analysts

Women need to be more aggressive

Most women work for fewer years than men, which is why they need to start their equity investments early in order to have a financially secure retirement

All insurers may offer digitised policies from July

Already 1,10,000 policies have been digitised, but many customers are not aware of this process