Page 752 - Personal Finance
Ways to keep your debit card safe
Keying in the PIN number at PoS terminals is an added safety feature but is also riskier if you're careless
 "Ways to keep your debit card safe")
Don't rush to demat your policy
It might be a cheaper option, but a lack of clarity is choking its growth
 "Don't rush to demat your policy")
SIPs in direct equity schemes make sense
Take the lump sum route for debt investments as the gains from these are lower than those from equities
 "SIPs in direct equity schemes make sense")
Should you follow the ace investors?
These top names make headlines but their stocks and strategies might not fit your investment profile
 "Should you follow the ace investors?")
Continue SIPs, buy on corrections
If there is no major correction, maintain these at a steady level to gain in the long run
How to negotiate with your insurance surveyor
Being thorough with claims, keeping records and quoting the prevailing market rates in the estimate can help
 "How to negotiate with your insurance surveyor")
Labour Min asks EPFO to provide permanent PF A/c number soon
According to the 'Action Plan' handed over by the Labour Ministry, the EPFO has to put in place a system for unique employee number
 "Labour Min asks EPFO to provide permanent PF A/c number soon")
Relief from stringent PAN norms may be temporary
Income-tax department plans to re-enforce these after elections
 "Relief from stringent PAN norms may be temporary")
Mean-reversion works in long term
Buy weak companies with greater scope for improvement rather than market leaders
 "Mean-reversion works in long term")
Saving alone is not enough; link it to your financial goals
Reduce expenses to make up for low returns from investments
 "Saving alone is not enough; link it to your financial goals")
Earn sufficient income from inheritance
How to make your inheritance last a lifetime and pass it on to the next generation
 "Earn sufficient income from inheritance")
Fund Pick: ICICI Prudential Balanced Fund
Balanced in the true sense
 "Fund Pick: ICICI Prudential Balanced Fund")
Can consider PSBs at current levels: Experts
Currently, most PSB stocks are trading at a discount of 40-60% to their 52-week highs
 "Can consider PSBs at current levels: Experts")
Have separate policies
Joint life policies are handy for home loan cover, but even two separate online policies will be cheaper
 "Have separate policies")
Accumulate Bank of Baroda: Angel Broking
Bank of Baroda's Q3 numbers slightly above estimates
 "Accumulate Bank of Baroda: Angel Broking")
Go slow with mid-caps
These get squeezed in an economic down cycle, so be selective when investing in funds
 "Go slow with mid-caps")
HDFC Bank introduces 'missed call banking'
Service allows customers use banking services without visiting branches and ATMs or using internet and mobile banking
 "HDFC Bank introduces 'missed call banking'")
Opt for cars with safety features
Even if costlier, damage to these will be less, leading to fewer claims, lower premiums
 "Opt for cars with safety features")