Page 753 - Personal Finance
Gurgaon, Mumbai see biggest dip in house sales in Q4
Price escalation seems to be one of the primary reasons for the sales trend
 "Gurgaon, Mumbai see biggest dip in house sales in Q4")
Risk takers can opt for CPSE ETF
With its portfolio concentrated in select stocks and sectors, it will be risky for retail individuals
 "Risk takers can opt for CPSE ETF")
No dividends in your direct plan?
Don't worry on this count, as there are valid reasons regarding realised gains; look at other factors, too
 "No dividends in your direct plan?")
Electronic insurance policy still to take off in big numbers
While all processes have been initiated, only a small percentage of policyholders have made their policies into a paperless format
 "Electronic insurance policy still to take off in big numbers")
How to choose between bank, housing finance company
While the latter's rates can be stickier, the higher loan-to-value amount allows flexibility
 "How to choose between bank, housing finance company")
 "Case study")
 "Affordable and well-developed; good time to invest")
Some muscle for small shareholders
Provisions under the new Companies Act will give teeth to minority shareholders but only if they come together
 "Some muscle for small shareholders")
Will optimists triumph over pessimists?
Going by calls and puts, expectations for the next nine months are 25% up and 20% down over the long term
Should you play the pre-election rally?
Tinker a little with sectoral funds or stocks. You can start an SIP but don't overhaul the portfolio
 "Should you play the pre-election rally?")
Plan your investments at the start of the year
Do not get carried away by tax planning. Prioritise, instead, to ensure you have enough for contingency and other requirements
 "Plan your investments at the start of the year")
About Rs 8,000 cr service tax evasion detected during 2013-14
Finance Ministry officials said service tax was being evaded by a number of small and big service providers across the country
 "About Rs 8,000 cr service tax evasion detected during 2013-14")
Interest rate cut can turn around the banking sector
It will depend on RBI's rate cycle projections and could take long
Not all deals on air tickets are sweet
Low fares may not be available on all routes and will be on offer only for a limited period. So plan your trip accordingly
 "Not all deals on air tickets are sweet")
Date of allotment is key in under-construction flat
CBDT has clarified that this date is important for re-investment of capital gains from a property to qualify for tax exemption under Section 54F
 "Date of allotment is key in under-construction flat")
Protect your portfolio from poll outcome impact
Partially hedge your portfolio. This leaves room for upside, say experts
 "Protect your portfolio from poll outcome impact")
EPFO account holders to get universal account numbers
This will make life easier for those shifting jobs
 "EPFO account holders to get universal account numbers")
Opt for short-term & medium-term funds
Schemes with average maturity of two-three years are preferable
 "Opt for short-term & medium-term funds")