Page 759 - Personal Finance

RBI will continue to hold rates

It might just raise rates if it thinks inflation will spike going into the summer and the general elections

Save on taxes by investing in an under-construction property

Even if the builder delays the project, the tax benefit will hold good

Insurers allowed to invest in banks' new instruments

Experts said that this will help banks to augment additional capital

United Bank of India hikes base rate by 25 basis points

Pending the audit's completion, the loan sanctioning power was limited to Rs 10 cr

Helping retail investors take informed decisions

MFs should declare monthly number of folios in each scheme, as well as the net realisable value of assets

Important to respond to I-T notice promptly

Even if you have shifted house, ensure that it is updated in your PAN card details

Religare Invesco MF says group investments at 1% of AAUM

Group exposure is Rs 143 cr, Religare is first fund house to make such a disclosure after Reliance MF

Debit cards: The dark horse?

Better security, greater awareness lead to higher usage

Ways to keep your debit card safe

Keying in the PIN number at PoS terminals is an added safety feature but is also riskier if you're careless

Don't rush to demat your policy

It might be a cheaper option, but a lack of clarity is choking its growth

SIPs in direct equity schemes make sense

Take the lump sum route for debt investments as the gains from these are lower than those from equities

Investing: Rishi Nathany

Should you follow the ace investors?

These top names make headlines but their stocks and strategies might not fit your investment profile

Continue SIPs, buy on corrections

If there is no major correction, maintain these at a steady level to gain in the long run

How to negotiate with your insurance surveyor

Being thorough with claims, keeping records and quoting the prevailing market rates in the estimate can help

Labour Min asks EPFO to provide permanent PF A/c number soon

According to the 'Action Plan' handed over by the Labour Ministry, the EPFO has to put in place a system for unique employee number

Relief from stringent PAN norms may be temporary

Income-tax department plans to re-enforce these after elections

Mean-reversion works in long term

Buy weak companies with greater scope for improvement rather than market leaders

Saving alone is not enough; link it to your financial goals

Reduce expenses to make up for low returns from investments

Earn sufficient income from inheritance

How to make your inheritance last a lifetime and pass it on to the next generation