Page 793 - Personal Finance
A realty check for housing
The real estate regulation Bill is consumer-friendly and promotes transparency but does not address the issue of inefficiencies in the approval process and other delays by government bodies
Chennai housing demand to be 35,000 units this year
Titled as 'The Chennai Residential Real Estate Report', it also said the housing loan market of Chennai was expected to be Rs 800-900 crore, calculated on a monthly basis
 "Chennai housing demand to be 35,000 units this year")
Affordable no more?
A Bill, cleared recently by the Union cabinet, could cause prices of new flats in Noida and Greater Noida to climb 20-30 per cent
 "Affordable no more?")
Online health covers aren't for all
First-time buyers advised to take offline route, so are those looking for specific feature or higher cover
 "Online health covers aren't for all")
FMPs Lose Sheen?
At least five mutual funds have called off the launch of FMPs in the last three months
 "FMPs Lose Sheen?")
SBI: No longer bankable, fund managers cut holdings
Disappointing Q4 numbers led the company's scrip fell 17% in the last few months of May
 "SBI: No longer bankable, fund managers cut holdings")
Get a cheaper rate from the same bank
By switching, you could save yourself a bundle. But get the timing right
 "Get a cheaper rate from the same bank")
Small funds, but highest returns in last one year
Only one equity scheme from top five fund houses' stable could register its presence in top ten best performers
 "Small funds, but highest returns in last one year")
Investors book profits in gilts amid declining hopes of rate cuts
Asset category saw lowest sales in 8 months at Rs 802 crore
 "Investors book profits in gilts amid declining hopes of rate cuts")
Fewer customers revolving their credit card dues
Awareness about need to have good credit record prompts users to pay on time
 "Fewer customers revolving their credit card dues")
Get locked into quality company deposits
Look at those offering 100-300 bps more and have good rating; it will improve your portfolio's returns
 "Get locked into quality company deposits")
5 investing lessons from Indian cricket
Cricket has many lessons for investors and this is something that a cricket crazy county can learn from the gentleman's game
 "5 investing lessons from Indian cricket")
Got fake currency from ATM?
Banks do not take the responsibility of such fake currency dispenses through ATM until concrete evidence is available
 "Got fake currency from ATM?")
Understanding credit card numbers
By knowing the meaning of the numbers and following a simple test, you can avoid credit card fraud
 "Understanding credit card numbers")
Use the free-look period to your advantage
If you want to surrender the policy, do so. It is better to pay underwriting charges than let the policy lapse in future
 "Use the free-look period to your advantage")
Extend your insurance cover on paid-up policies
After the policy gets paid up, opt for ETI plan if you wish to extend your life cover or take the reduced paid-up if you need cash in hand
 "Extend your insurance cover on paid-up policies")
G-secs offer good liquidity, high safety
If the interest rate dips, as is widely expected, these could give you higher gains
 "G-secs offer good liquidity, high safety")
Beat market blues with dividend stocks
Looking for a regular income from the stock market? High dividend paying companies could be your answer
 "Beat market blues with dividend stocks")
Readers' Corner: Rakesh Jain
Chief Executive Officer of Reliance General Insurance, answers your queries