Page 839 - Personal Finance

Bopal beckons home buyers

GROUND REALTY

Pension panel member rejects Rs 300 pension suggestion for the aged

Says many of the suggestions irrational and unacceptable, favours pension equalling ten days' minimum wage

E-filing must for people with annual income above Rs 5 lakh

The government had last year introduced the system of e-filing of returns for assessees with annual income of Rs 10 lakh and above. photo: thinkstock

Irda for changing 'Place of Business' regulation

Irda publishes five key reforms in gazette

Fixed options dry up for senior citizens

With banks reducing rates on FDs and Budget doubling dividend distribution tax, things don't look so good

Irda mandates life insurers to retain maximum reinsurance in India

GIC Re, India's sole reinsurer welcomes move

Realistic, but otherwise no 'real' implication

While affordable housing has been given due attention, issues relating to improved transparency and corporate governance within the real estate sector have been ignored

'Real estate growth to continue on city fringes'

Realty check: Jaipur, Pune, Kolkata, Hyderabad

Budget: Rs 1.5 crore to Rs 2 crore

Realty check: Ahmedabad, Coimbatore, Nagpur, Vizag

Budget: Rs 50 lakh to Rs 1 crore

Soon, option to pay home loan EMIs for 30 years

RBI committee nudges banks for long-term fixed loan product

Non-metro home buyers to gain from deductions

Property price of up to Rs 40 lakh will get additional interest benefit of Rs 1 lakh

Higher chances of home loan nod for women borrowers

A younger co-borrower may help you get a longer tenure loan, while income of a non-taxpayer co-borrower can be shown as savings to get a bigger loan

Don't lend or borrow more than Rs 20,000 in cash

Make sure you borrow or lend by cheque or bank draft, or you may be levied penalty to the tune of the loan amount

Before going for a loan, look at the fine print

Banks are giving attractive offers such as low interest rates and no processing fees

Home loan customers are not bound to buy insurance policy

Customers can approach the bank's grievance cell, banking Ombudsman, consumer forum or civil court

Insurers must settle claim for stolen vehicles

They cannot delay the payment under the pretext that the outcome of the police investigation is not known

Mr FM, how do we save?

While the average CPI hovers at 10 per cent for five years now, our tax benefits are almost a decade old

Investors should add durations to their portfolios: Amit Tripathi

Q&A Head-Fixed Income, Reliance Mutual Fund