Page 874 - Personal Finance
Complicated and expensive, not for long term
PRODUCT ANALYSIS: Birla Sun Life Insurance Foresight Plan
 "Case study")
Rajiv Gandhi Equity Savings Scheme: Too complex for little rebate
One can save more through equity-linked savings schemes
 "Rajiv Gandhi Equity Savings Scheme: Too complex for little rebate")
Airline liable for delivery delay even when there's no wilful default
An air carrier can be held liable for negligence if goods are not delivered within 7 days
Have you been duped online?
When e-frauds are on the rise, how can you protect your bank accounts and credit cards?
Equities driven by Budget in Feb, Mar
Since its inception, Nifty has given average returns of +2.3% in Feb and -0.7% in March
How risk tolerant or risk averse are you?
While an investor may be risk tolerant at the time of starting his investments, changing market and economic conditions can make him risk averse
Capital gains tax exemption for joint property also
New house need not be in the tax payer’s name only
 "Capital gains tax exemption for joint property also")
Real value
Have property prices in the metros plateaued? Do smaller cities offer better growth possibilities? Read answers
 "Real value")
Rejecting health claims on flimsy grounds may be risky
Bombay HC said Ombudsman should have powers to penalise insurers for rejecting claims on flimsy grounds
 "Rejecting health claims on flimsy grounds may be risky")
Do not go overboard on sector funds
Investing in theme-based funds leads to concentrating your portfolio unlike equity diversified funds, which invest across sectors and market cap
Do not go overboard on sector funds
Investing in theme-based funds leads to concentrating your portfolio unlike equity diversified funds, which invest across sectors and market cap
Fund pick : IDFC Dynamic bond fund
Dynamic management helps score high returns
Avoid complex products
Some of them may give much better returns than traditional ones, but they may not be best suited for your risk profile
 "Avoid complex products")
Realty check
Budget: Rs 1 crore to Rs 1.5 crore