While banks may offer a good credit limit, look at your salary and needs before spending.

Limit your usage

Business Standard

The wholesale price of potatoes shot up significantly by 14.29 per cent to Rs 241.5 a quintal during June-September of the current calendar year, the government informed Parliament today.

Potato prices rise by 14% in June-Sept '08

Press Trust of India

Mutual funds (MFs) heaved a sigh of relief on Monday after the Reserve Bank of India (RBI) announced a repo rate cut of 100 basis points.

Repo rate cut brings relief to MFs

ICICI Bank, the country&rsquo;s second largest lender, has raised its home loan rates by 100 basis points for new borrowers.

ICICI hikes home loan rates by 1%

The uncertainty in the stock markets has ensured that investors are busy scouting for safe havens to park their funds. One such option is bank fixed deposits (FDs).

Getting a fix on fixed deposits

In an SIP, the investment tenure in a fund begins each time units are bought and not from the date of purchase of the first SIP.

Capital gains is calculated through FIFO method

Don't rush to purchase property now. There could be better deals, sooner than later.

Worth the wait

FMPs are offering better returns than FDs, but can they form the core part of your portfolio?
In the last few months, both fixed maturity plans (FMPs) and fixed deposits (FDs) have been competing for

Deposits or plans

I am 39 years old. At present, I am investing Rs 23,500 per month in ten schemes through systematic investment plans (SIPs). I also invest Rs 60,000 every year in Public Provident Fund (PPF).

Large-cap investment lowers the risk

Even as their companies have seen a massive erosion in market cap, the doyens of India&rsquo;s private sector real estate developers &ndash; KP Singh of DLF and Ramesh Chandra of Unitech &ndash;

Real estate developers comes together in times of crisis

They have conquered many a male bastion, whether it is driving an auto-rickshaw or playing a role in the armed forces.

Insurers fail to design policies for women

When Grandhi Mallikarjuna Rao, chairman of the GMR Group, made a Family Constitution a few years ago, he included intricate details such as the minimum qualifications required by the family members to

Planning succession via Constitution

I invested in Franklin India Smaller Companies Fund (G) as part of the Initial Public Offer (IPO) in January, 2006. Since its very inception, except for brief periods of very high market buoyancy, the

Diversify your portfolio with small-cap funds

With insurers slashing term plan premiums by up to 40 per cent, this is an opportunity for customers to shift from their high-cost insurance policies.

All for term, term for all

If there is one sector that has its fate linked with the government &ndash; it is the energy sector.

Not a power play, still

Even as direct-to-home services are catching up, snags like service and higher installation costs are keeping customers at bay.

A tell-tale vision

As the government plans to extend NPS to everyone, the onus is on the contributor to make the right investment choice.

Planning for future

Home loan borrowers perpetually worry about the consequences of defaulting. And whether they wish it or not, there could be situations where they are forced to do so.

Pay up before the auction action begins

ING Mutual Fund today launched ING Quarterly FMP 90-Series A, a 90-day scheme, which will remain open for subscription until Thursday, an official from the fund house said.

ING MF's launches fixed plan

To pay his son&rsquo;s school fees, Suryabhanu Pratap (name changed) withdrew Rs 5,000 from his private bank&rsquo;s automatic teller machine (ATM).

Beware of counterfeit notes

Both inflows and redemptions in equity mutual fund schemes have fallen sharply in the last few months.

Inflows, redemptions fall sharply for MFs

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 954 - Personal Finance