The woes of the cash-strapped real estate sector seem to be growing. Mutual funds&rsquo; fixed maturity plans (FMPs) are the latest to turn their backs on real estate firms.

FMPs shun realty  debentures as investors shy away

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Insurance Regulatory and Development Authority (Irda) will not further tighten norms for insurance companies in which foreign firms hold stakes, as the global financial turmoil isa unlikely to impact

Irda won't tighten norms for risk firms

I am not keen on investing in mutual funds that invest in stocks of commodity-oriented companies.

Funds don't invest in commodities directly

I am 40 years old and have two dependents, a wife and a 13-year-old daughter.

Too many good funds lead to lower returns

To raise cash, you need not sell assets built over time. Instead, use them to meet immediate liquidity needs.

Cash-crunch to cash-Rich

&ldquo;It&rsquo;s a Man&rsquo;s world&rdquo; is an often repeated clich&eacute;. However, things have changed to a great extent and urban women are enjoying more economic prosperity now.

Man smart, woman smarter

Don't look at debt during uncertain times in the equity market; make it an integral part of your portfolio. Here are a few advantages.

A debt story

Liquidity tightening is hurting banks like never before.

Now, earn 11.5 per cent on deposits of over Rs 5 crore

Mutual funds may still be waiting for approval to invest in commodity futures in India, but that has not stopped fund houses from launching commodity-centric equity funds and exchange-traded funds

MFs tap commodities via equity funds, ETFs

With returns from equities and debt looking uncertain, gold ETFs could be a good investment option.
Sensex down 30 per cent, debt returns falling below inflation numbers... all pointing towards the

The great rush

While gold index funds have returned almost 10 per cent over the last three months, gold equity funds (investing in mining companies) have not given good returns in the last few months. At present,

Mining funds lag behind...

For individuals, it is important to keep the cash component of their portfolio in safe and secure instruments so that it is easily available in times of urgency.
There are a large number of

Liquidity management

The recent hike in the rates will hurt your finances further. Time to do some stock-taking.
Earlier this week, Reserve Bank of India (RBI) governor Y V Reddy surprised everyone with his double

Interest Rate Management

Every mutual fund has launched Fixed Maturity Plan (FMP) schemes. Will it be prudent to look into the quality of papers they are investing in? Also, how does one judge the credit risk before parking

Keep away from FMPs indicating high yields

The mutual funds&rsquo; average assets under management (AAUMs) have dipped for the second month in a row after banks pulled out money from liquid funds in July.
The Reserve Bank of India (RBI) hiked

MFs average assets under management decline in July

Six months into the year and the good news for the Indian equity markets continue to be few and far between. The markets witnessed one of the worst-ever falls in January and has been gasping for

Some smiles, but not all

With uncertainty still stalking the market, short-term and medium-term debt funds are trying to lure customers by lowering exit loads and lock-in periods.
Last week, Deutsche Mutual Fund reduced the

Debt funds cut exit loads to make it more lucrative

If you are looking for a house on the outskirts of Mumbai in areas like Nallasopara, Ulhasnagar, Kalyan and Badlapur, there is a strong likelihood that you will find some suitable properties being

Mumbai properties go under hammer as defaults rise

Mutual fund houses are pursuing retail investors aggressively with their short-term fixed maturity plans (FMPs). Fund houses, which raised money through this instrument, last month lowered the minimum

Fund houses target fixed deposit investors

A host of them have a tracking error of more than 1 per cent
Many index funds, which are supposed to mirror the performance of the underlying index, are actively managing their funds. No wonder, a

Index funds display poor 'track' record

HSBC is planning to go slow on consumer asset finance and credit cards as delinquency levels are on the rise.
The bank will also reduce the flow of loans under HSBC Pragati Finance, a product aimed

HSBC to go slow on credit cards, consumer finance

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 956 - Personal Finance