Supplement your employer's health plan with a sizeable personal cover

Benefits of office policy could be pared; job loss or a switch to entrepreneurship could cause loss of coverage

Employer-sponsored health insurance is a critical element of the benefits package provided to employees. When the coverage is comprehensive and the sum insured is sufficient, it provides protection, and hence peace of mind, to the employee and his family. A recent study by Plum, a health insurance platform, which examined the health insurance policies offered by over 2,500 employers, revealed several gaps in the coverage they provide.

No check-up, no waiting period

Employer-sponsored health insurance offers multiple advantages to employees. One, the burden of paying premiums is on the organisation. “The employer often covers the premiums for the employee, the