 "microfinance institution, MFI stocks")
The microfinance business continues to prioritise larger loan sizes. According to CRIF High Mark’s 'MicroLend March 2025', loans between Rs 30,000–50,000 declined by 6.7 per cent quarter-on-quarter (QoQ), while those up to Rs 30,000 contracted by 8 per cent. Loans in the Rs 50,000-80,000 range saw a moderate QoQ decline of 0.4 per cent. Despite a small base, loans of Rs 80,000, particularly those over Rs 100,000 grew beyond industry trends, indicating a shift toward higher-ticket loans, likely among existing customers.
Amid these shifts, CRIF High Mark emphasised that the sector remains on a path of long-term sustainability. While current indicators suggest cautious lending and persistent stress in parts of the portfolio, improvement in early-stage performance and a gradual move towards higher-quality credit segments are encouraging trends.
 "The central government's borrowing is expected to remain in line with the budgeted amount, with slight adjustments in the distribution across tenures, according to bond market participants. Earlier, there were expectations of a reduction in the suppl")
 "Private banks' net profit grew 26.3 per cent year-on-year (Y-o-Y) to ~48,982 crore in the first quarter ended June 2024 (Q1FY25) owing to healthy growth in credit and other income.")
 "banking, banks")
 "Swarup Kumar Saha, Managing Director and Chief Executive Officer, Punjab & Sind Bank")
 "bank, banks")
