Banking

IBPS RRB Clerk Prelims result 2025 soon; check when and where to download

IBPS is expected to declare the IBPS RRB Clerk prelims result soon. Candidates can download their results by logging in with the required credentials. The exams were held on Dec 6, 7, 13, and 14, 2025

Bank credit to grow 13% in FY27 despite high LDR constraints: Ind-Ra

India Ratings expects bank credit to grow 13 per cent in FY27, supported by GST rationalisation, lower inflation and improved consumption, though high loan-deposit ratios remain a challenge

Japan's SMBC gets RBI's in-principle nod for wholly owned arm in India

The in-principle approval allowed the bank to set up the wholly owned subsidiary through the conversion of its existing branches in the country

NPCI BHIM Services set to provide Canara Bank with UPI payments tech

Bank will integrate NBSL's bank plugins to host latest UPI features and upgrades on its app, aiming to improve security and scalability while lowering the cost of maintaining an independent interface

RBI looks to resume UCB licences after 22 yrs; moots ₹300 cr min capital

CAR not less than 12%; net NPA not above 3%

Bank of Maharashtra Q3 profit up 27%, declares 10% interim dividend

Total income increased to ₹8,277 crore during the quarter under review from ₹7,112 crore in the same period previous year, BoM said in a regulatory filing

Can't treat compliance as a quarter-end activity: RBI DG Swaminathan J

RBI's Swaminathan urges banks to strengthen compliance, operational resilience, data governance, and third-party risk management to prevent disruptions and improve supervision

Optimum credit-deposit ratio for banks is 76-80%, says SBI report

CD ratio of banks stood at 82% as of December 15

Indian banks' Q3 earnings to get loan growth, asset quality boost

Analysts expect private sector banks to post average profit after tax growth of about 3.5%-5% year-on-year for October-December

IDFC First Bank cuts savings account rates, introduces new balance slabs

The interest slabs and rates for higher balance accounts remain unchanged

Banks may report lower single-digit profit growth, margin compression in Q3

Banks' Q3 profits seen rising 2.4%, led by private lenders, as repo rate cut creates mixed NIM trends and deposit growth remains a challenge

RBI proposes 3-year break for co-op banks' directors after 10 yrs on board

Banking Regulation (Amendment) Act has prescribed a ceiling on the continuous tenure of directors on both state and central co-operative banks and urban co-operative banks, raising it from 8 to 10 yrs

GST cuts, festival season drive mcap gains at 17 of top 20 listed banks

IDFC First Bank recorded the sharpest increase, with its market cap jumping 43.8 per cent in the quarter, pushing the Mumbai-based lender to 13th place from 17th in the rankings

GST rate cuts spur credit growth for banks in third quarter of FY26

Banks report strong loan growth in Q3 FY26 as GST rate cuts lift demand, with credit outpacing deposits for most lenders even as funding pressures persist

Supervisory data quality index of banks improves to 90.7 in Sept 2025

The overall sDQI score for SCBs improved to 90.7 in September 2025, up from 89.9 in June 2025

Enhanced RBI oversight strengthens banks' operating environment: Fitch

These shifts, paired with strong economic growth prospects and reduced inflation risks, are credit positive for the sector, global rating agency Fitch said in a report

Banks see strong deposit growth in Q3 outpaced by rapid credit expansion

HDFC Bank's C/D ratio surges to 99.5%

HDFC Bank's loan book grows 12% to ₹28.44 trn in Q3, CD ratio up at 98.5%

After several quarters, the bank reported loan growth higher than deposit growth. The bank mobilised ₹57,700 crore of deposits during the quarter while credit disbursed expanded by ₹75,300 crore

HDFC Bank posts 2.7% loan growth to ₹28.45 trn in Q3, deposits rise higher

HDFC Bank merged with its parent HDFC in July 2023, adding a significant pool of loans but a smaller volume of deposits

Bank of Maharashtra posts 20% loan growth in Q3, deposits rise 15.3%

The total credit also includes Rs 1.02 trillion corporate credit, while RAM (retail, agriculture, and MSME) advances of Rs 1.71 trillion during the quarter, it said