Banking

SBI in talks with Japanese lenders for acquisition financing: C S Setty

It has nearly ₹1 trn capacity to lend towards this segment; bank to file prospectus with Sebi by March for SBI MF IPO

Microfinance sector portfolio sees contraction, asset stress builds up

Aggregated portfolio outstanding stood at Rs 320.9 trillion in December 2025, down 7.2% Q-o-Q and 18% Y-o-Y, while 180-plus DPD stress rose sharply year-on-year

Budget 2026 banking review panel puts regulatory coordination in focus

The Union Budget 2026 proposal for a high-level banking reforms committee comes as the RBI strengthens its internal regulatory review process, sharpening focus on coordination across regulators

Short-term debt flows shifting from CPs to CDs on attractive returns

Rising CD yields and lower perceived risk draw investors away from CPs as banks ramp up short-term borrowings amid deposit tightness

RBI's new loan recovery norms: NBFCs may incur extra cost to train agents

From a customer perspective, the stricter norms are welcome, industry executives said

Bank credit growth accelerates to 14.6% in January 31 fortnight: RBI data

Bank credit rises 14.6% year-on-year in fortnight ended January 31, while deposit growth remains firm at 12.5%, RBI data show

RBI allows banks to lend to REITs; bars land acquisition financing

Draft norms cap bank exposure to 49% of REIT asset value and prohibit funding for land acquisition, even if part of a project

Reserve Bank of India allows bank loans for unlisted, listed takeovers

Caps funding at 75% of acquisition value

RBI fines Bank of Maharashtra, Navi Finserv, CSB Bank for non-compliance

RBI imposes penalties on Bank of Maharashtra, DCB Bank, CSB Bank, IIFL Finance and Navi Finserv for regulatory non-compliance

AU Small Finance Bank gets RBI nod to reappoint Sanjay Agarwal as MD & CEO

Agarwal first became MD of AU Financiers on February 14, 2008, and subsequently MD & CEO of AU Small Finance Bank on April 19, 2017, when the institution transitioned into a bank

Outstanding CP falls Rs 1 trillion since Aug 2025 as CD issuances rise

Investors are moving away from commercial papers towards certificates of deposit as issuances and rates rise, with banks tapping CDs to manage deposit tightness, RBI data show

Bank unions calls DFS move to revise PLI framework 'discriminatory'

UFBU alleges proposed changes to performance-linked incentive structure in public sector banks are discriminatory and violate status quo agreed during conciliation

Reserve Bank of India moots rules to rein in harsh debt recovery

The proposed norms will come into effect from July 1, 2026. Feedback on the draft may be submitted by March 4, 2026

Lok Sabha panel urges banks to scrap penalties on minimum balance rule

Instead of imposing penalties, the panel suggested that banks encourage customers to maintain higher balances through incentives such as reward points, fee waivers and interest rate benefits

RBI gives ICICI AMC approval to raise stake in HDFC Bank to 9.95%

If ‌ICICI group's stake in the lender falls below 5 per cent, it ‌will need ​fresh RBI ​approval to raise the shareholding to 5 per cent or more

Banks issue over ₹1 trillion worth of CDs in February as rates soften

Banks raise over Rs 1 trillion via certificates of deposit in early February as short-term rates ease amid surplus liquidity and rising credit demand

ULI lender base grows to 89; interface has supported over 12 loan journeys

RBI's ULI onboards 89 lenders, supports 12+ digital loan journeys, enabling MSME, agri and retail credit via common tech infrastructure

Digital banking should be clear, unambiguous: RBI deputy governor

Deputy Governor Swaminathan J says banks must design digital journeys that clearly inform customers of authorisations, with transparent terms and predictable responses

UBS opens new GCC in Hyderabad, to add 3,000 jobs next 2 years

With the new facility, UBS plans to add nearly 3,000 professionals over the next two years, the Swiss firm said in a release

Goldman Sachs bets big on India with $500 million banking push

Goldman has now injected about $500 million into its India banking franchise over the last three years, demonstrating its commitment to the world's fastest-growing developing economy