 "The credit bureau CRIF High Mark's latest report on microfinance, ‘Microlend' has it that at end-June 2024, the systemic book at Rs 4.32 trillion, marked a quarter-on-quarter decline of 2.3 per cent even though on a year-on-year basis, it is up 20.3")
The recovery in the microfinance industry is likely to be delayed by a quarter due to a slower reduction in new delinquencies. Although delinquencies are falling, the pace plateaued in July–August 2025 compared to the sharp drop seen before June 2025, according to a report by Motilal Oswal.
“Several lenders had forecast a complete recovery by the end of the second quarter (Q2 FY26), with a return to normalcy in the second half of the year. However, current sentiment suggests this recovery could be delayed by 30–45 days, or potentially by a full quarter,” the report said.
The
