Ujjivan Small Finance Bank Ltd News

Ujjivan SFB shares hit new high; jumps 7% as analysts hike target post Q3

Ujjivan SFB reported a 71 per cent year-on-year growth in net profit at ₹186 crore for the third quarter ended December 31, 2025

Updated On : 23 Jan 2026 | 9:37 AM IST

Ujjivan Small Finance Bank Q3 results: Profit rises 71% to ₹186 crore

Ujjivan Small Finance Bank on Thursday reported a 71 per cent growth in net profit at Rs 186 crore for the third quarter ended December 31, 2025. The bank reported a net profit of Rs 109 crore in the third quarter of the 2024-25 fiscal year. The bank reported an all-time high net interest income (NII) of Rs 1,000 crore for the third quarter of FY26, up 12.8 per cent year over year. Ujjivan Small Finance Bank MD & CEO Sanjeev Nautiyal said the bank's deposits grew 22.4 per cent on a yearly basis to Rs 42,223 crore, with the credit-deposit ratio at 88 per cent as of December 2025. Gross loan book for the quarter grew 21.6 per cent YoY to Rs 37,057 crore, driven by the highest-ever quarterly disbursements at Rs 8,293 crore. "This was due to all-around performance across unsecured and secured products. Secured portfolios such as housing, MSME, gold, vehicle and agri loans, scaled up in line with our long-term diversification strategy. The secured book share increased to 48 per cent as