Sanjeev Sinha

If you receive an unsolicited credit card, raise an objection and communicate with the bank in writing; escalate if you do not receive a positive response within 30 days

Tax department warns of penalties, details how to revise returns by December 31 deadline

Take-home pay may dip temporarily, expect retirement savings to rise

Overstating income or injuries, false implication, or missing hearings and notices can result in rejection

New investors should take limited exposure with long horizon

When base and super top-up are from different insurers, the second insurer may offer reimbursement, not cashless

While properties can be purchased in such auctions at a discount to market value, they carry the risk of hidden liabilities

Lawful possession and an unbroken, valid chain of documents are other pre-requisites before registering a property, else ownership may not be guaranteed

End users should prioritise ready-to-move or near-completion projects to avoid project delays due to developers facing liquidity pressure

Whether you wish to assess a developer's track record or the quarterly progress of a project, this is the source you should turn to

To strike a balance between the need for protection and affordability, combine base policy with super top-up

Remind elders that genuine officials never demand money or threaten arrests over the phone or video call

Seller must ensure the vehicle remains insured during ownership transfer so that any liability is borne by the insurer, as per the Himachal Pradesh High Court ruling

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

Buyers should turn to RERA or consumer forum to seek redress

Check whether reward points are easy to redeem, their expiry conditions, and brand-specific limits

They increasingly recognise the wife's non-monetary contributions such as homemaking and childcare when dividing assets

Doing so is crucial for those who have dollar-denominated goals, like a child's education abroad

Submit claims promptly with invoices and receipts to reduce risk of delays, rejection