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Private sector lender Bandhan Bank on Sunday reported a 10 per cent year-on-year growth in its loans and advances, totalling Rs 1,45,227 crore for the third quarter ended December 31, 2025. The bank had reported loans and advances worth Rs 1,32,019 crore in the corresponding period of the previous fiscal. According to the provisional business update submitted to the stock exchanges, the bank's total deposits rose by 11.1 per cent to Rs 156,723 crore during the quarter under review, compared to Rs 141,002 crore as of December 31, 2024. On a sequential basis, however, total deposits saw a marginal decline of 0.9 per cent from Rs 1,58,075 crore in September 2025 quarter. The bank's retail franchise continued to show strength, with retail deposits (including CASA) increasing by 17.2 per cent year-on-year to Rs 1,13,420 crore. Retail term deposits witnessed a sharp surge of 35.8 per cent, reaching Rs 70,690 crore as against Rs 52,063 crore in the year-ago period. Consequently, the shar
Post tax profit of private lender Bandhan Bank has decreased to Rs 112 crore during the second quarter of the current financial as compared to Rs 937 crore in the similar previous period. Operating profit of the bank also decreased to Rs 1310 crore in the current second quarter, as against Rs 1855 crore in the similar previous quarter. MD&CEO of Bandhan Bank Partha Pratim Sengupta told reporters here that the second quarter results were transitional and the lender's profitability will improve in the coming months. "The repo rate cut has had an impact on the profitability of the bank. There has been a repricing of deposits of the bank. The focus of the bank is on CASA (current account, savings account) growth. The results of the second quarter are below internal expectations," Sengupta said. He said that the growth of the microfinance portfolio remained subdued during the second quarter. "For the bank, share of secured advances continued to rise. There has been decline in bulk ...
The Reserve Bank of India has imposed a penalty of Rs 44.7 lakh on Bandhan Bank for deficiencies in certain statutory and regulatory compliance. In a statement on Friday, the RBI said that a statutory inspection for supervisory evaluation of the bank was conducted with reference to its financial position as on March 31, 2024. Based on supervisory findings of non-compliance with RBI directions and related correspondence in that regard, a notice was issued to the bank advising it to show cause as to why a penalty should not be imposed on it for its failure to comply with the said RBI directions. RBI said the bank paid remuneration in the form of commission to certain employees. Also, Bandhan Bank had carried out manual intervention through the back-end in respect of data of certain accounts and had not captured the audit trails/ logs of access with specific user details in the system. RBI, however, said the penalty is based on deficiencies in statutory and regulatory compliance and