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Bandhan Bank's loans and advances grew 12.6 per cent year-on-year to Rs 1,54,235 crore as of March 31 compared to Rs 1,36,995, the private lender said on Saturday. On a sequential basis, the loan book expanded 6.2 per cent from Rs 1,45,224 crore as of December 31, 2025, according to a provisional unaudited disclosure filed with the bourses. Total deposits rose 10 per cent on-year to Rs 1,66,344 crore at the end of the fourth quarter of 2025-26 against Rs 1,51,212 crore in the corresponding period last year, and were up 6.1 per cent from Rs 1,56,724 crore in the previous quarter. Retail deposits, including CASA, climbed 17.7 per cent year-on-year to Rs 1,22,547 crore, while retail term deposits surged 30.1 per cent to Rs 73,796 crore. The retail-to-total deposits ratio improved to 73.67 per cent from 68.88 per cent a year earlier, the bank said in the filing. CASA deposits stood at Rs 48,751 crore in the fourth quarter, up 2.8 per cent year-on-year, while the CASA ratio stood at 29.
Bandhan Bank founder and Group Chairman Chandra Shekhar Ghosh on Monday said the Union Budget's proposal to set up a High Level Committee on Banking for Viksit Bharat is a significant step towards aligning the banking sector with India's next phase of growth, while safeguarding financial stability, inclusion and consumer protection. In the budget, Finance Minister Nirmala Sitharaman proposed formation of the panel to comprehensively review the banking sector, and align it with India's next phase of growth, while safeguarding financial stability, inclusion and consumer protection. She also outlined a proposal for NBFCs with clear targets for credit disbursement and technology adoption, and suggested the restructuring of public sector NBFCs such as Power Finance Corporation and Rural Electrification Corporation to improve scale and efficiency. Ghosh said the proposed committee may play a key role in shaping the future regulatory and policy framework for banks, particularly those engag
Bandhan Bank on Thursday reported a 51.7 per cent decline in net profit to Rs 205.59 crore for the third quarter ended December 2025, due to lower income and higher expenditure. The Kolkata-based bank had a net profit of Rs 426.29 crore in the third quarter of the preceding fiscal. Its total income declined to Rs 6,122 crore during the Q3 of FY26 from Rs 6,591 crore a year ago. The total expenditure increased to Rs 4,677 crore during the quarter under review against Rs 4,569 crore in the year-ago period. Gross non-performing assets (NPAs) improved to 3.33 per cent of gross advances, from 4.68 per cent in Q3 of FY25. Shares of Bandhan Bank closed at Rs 142.65 apiece, up 3.37 per cent over the previous close on BSE.
Private sector lender Bandhan Bank on Sunday reported a 10 per cent year-on-year growth in its loans and advances, totalling Rs 1,45,227 crore for the third quarter ended December 31, 2025. The bank had reported loans and advances worth Rs 1,32,019 crore in the corresponding period of the previous fiscal. According to the provisional business update submitted to the stock exchanges, the bank's total deposits rose by 11.1 per cent to Rs 156,723 crore during the quarter under review, compared to Rs 141,002 crore as of December 31, 2024. On a sequential basis, however, total deposits saw a marginal decline of 0.9 per cent from Rs 1,58,075 crore in September 2025 quarter. The bank's retail franchise continued to show strength, with retail deposits (including CASA) increasing by 17.2 per cent year-on-year to Rs 1,13,420 crore. Retail term deposits witnessed a sharp surge of 35.8 per cent, reaching Rs 70,690 crore as against Rs 52,063 crore in the year-ago period. Consequently, the shar