HDFC Life

Private life insurers continued to depend heavily on ULIPs in FY26, although protection products gained momentum after GST exemption and rising customer demand for life cover

Life insurers reported a sharp rise in new business premium in April, driven by strong growth in LIC and private insurers amid continued GST-related momentum

HDFC Life share price fell 4 per cent today, after weak Q4FY26 results. Analysts have cut earnings estimates but remain cautiously optimistic on FY27 growth outlook and margin recovery.

HDFC Life reports modest Q4 growth hit by GST and labour code changes; HDFC Bank's Rs 1,000 crore infusion to raise stake and improve solvency ratio to 186 per cent

The insurer reported an 11 per cent year-on-year (Y-o-Y) growth in annualised premium equivalent (APE) at ₹3,970 crore for Q3FY26, broadly in line with industry growth and analyst expectations.

On the bourses, HDFC Life share price tumbled up to 4.61 per cent to hit an intraday low of ₹726.15 per share.

While the market was anticipating a cut in GST rates for term and health policies, analysts at JM Financial said, the exemption on savings-oriented life products came as a positive surprise.

The confusion whether the likely 5 per cent GST rate on insurance premiums will make the policies cheaper or not has worried investors

HDFC Life aims for growth and tech transformation in FY26, with a focus on macroeconomic opportunities, despite geopolitical and trade challenges, says Keki Mistry

Sensex Today | Stock Market close, Wednesday, July 16, 2025: In the broader markets, the Nifty MidCap 100 index and Nifty Smallcap 100 also settled on a flat note

HDFC Life posted a 14.2 per cent year-on-year (Y-o-Y) rise in net profit to ₹546 crore in Q1FY26, supported by a 19 per cent Y-o-Y jump in renewal premiums to ₹7,603 crore.

HDFC Life posts 14.2% YoY rise in Q1 net profit, driven by 19% growth in renewal premium and stable VNB margins; solvency ratio improves to 192%

However, private insurers reported premium growth, indicating a mix of higher-value policies

For submitting a death claim against a policy held with HDFC Life, the nominee/legal heir must provide proof of death caused due to the terror attack

Net profit of the company grew by 15 per cent Y-o-Y in FY25 to ₹1,802 crore

HDFC Life's net premium income stood at Rs 23,765 crore during the fourth quarter, up from Rs 20,488 crore in the same period last fiscal

GST Adjudicating Authority upheld a tax demand of Rs 2,400 crore against HDFC Life Insurance, which could set a precedence for others in the insurance industry

Bancassurance is a partnership between banks and insurance companies to sell insurance products through bank branches

Following the earnings announcement, the company's share price closed nearly 8 per cent higher than the previous day's close

Nomura, which previously downgraded the stock to Neutral in Q2FY25 due to concerns about surrender value impact, slowing growth, and higher valuations, has now upgraded its rating to 'Buy'