Ujjivan Small Finance Bank

SBI, Federal Bank, Shriram Finance and Ujjivan SFB are showing strong bullish uptrend, with all 4 stocks trading above the key moving averages across time-frames, suggest technical charts.

Ujjivan SFB reported a 71 per cent year-on-year growth in net profit at ₹186 crore for the third quarter ended December 31, 2025

Ujjivan Small Finance Bank on Thursday reported a 71 per cent growth in net profit at Rs 186 crore for the third quarter ended December 31, 2025. The bank reported a net profit of Rs 109 crore in the third quarter of the 2024-25 fiscal year. The bank reported an all-time high net interest income (NII) of Rs 1,000 crore for the third quarter of FY26, up 12.8 per cent year over year. Ujjivan Small Finance Bank MD & CEO Sanjeev Nautiyal said the bank's deposits grew 22.4 per cent on a yearly basis to Rs 42,223 crore, with the credit-deposit ratio at 88 per cent as of December 2025. Gross loan book for the quarter grew 21.6 per cent YoY to Rs 37,057 crore, driven by the highest-ever quarterly disbursements at Rs 8,293 crore. "This was due to all-around performance across unsecured and secured products. Secured portfolios such as housing, MSME, gold, vehicle and agri loans, scaled up in line with our long-term diversification strategy. The secured book share increased to 48 per cent as

Stocks to watch on Monday, January 5, 2026: At around 7:10 AM, GIFT Nifty futures were up 79.1 points at 26,534.5, signaling a strong start for the bourses.

Kunal Kamble, senior technical research analyst at Bonanza, has recommended buying shares of HDFC Life Insurance, Ujjivan Small Finance Bank and Manappuram Finance today

Vinay Rajani, senior technical and derivative Analyst at HDFC Securities, recommends 'Buy' on Ujjivan Small Finance Bank and Zensar Technologies

Ujjivan SFB share price surged today after FY30 roadmap revealed a shift to secured lending, and a possible universal banking license. Analysts see up to 36 per cent upside in stock

Ujjivan SFB will raise Rs 2,000 crore through QIP in 18-24 months to fund growth towards a Rs 1-trillion loan book by FY30 while awaiting RBI's call on a universal bank licence

MD & CEO Sanjeev Nautiyal discusses microfinance recovery, secured lending push, PSL flexibility, and roadmap for universal banking licence

Nifty broke four sessions of losing streak by rising 113 points to close at 25,195. Ujjivan Small Finance Bank and ITC are the breakout stocks to watch

Ujjivan Small Finance share price lost 6.7 per cent, logging an intraday low at ₹45.83 per share after the company released its Q1 update

Stocks to buy: Arkade Developers, Aditya Birla Real Estate and Ujjivan Small Finance Bank are the top technical picks for Kunal Kamble of Bonanza Portfolio

Technical alert: Defence stock GRSE, 2 other smallcaps - HEG and Ujjivan SFB witness formation of 'Golden Cross' on the daily charts. Here's why this is a bullish sign.

Jana Small Finance Bank will join AU Small Finance Bank and Ujjivan Small Finance in the list of the small finance banks that are seeking a universal banking licence from the RBI

Ujjivan Small Finance Bank (SFB) on Wednesday reported a slump of 75 per cent in net profit to Rs 83.39 crore for three months ended March 2025, hurt by higher provisions for bad loans. The bank had posted a net profit of Rs 329.63 crore in the year-ago period. Its total income rose to Rs 1,843 crore in the January-March quarter of the financial year 2024-25 (FY25) from Rs 1,765 crore in the year-ago period, Ujjivan Small Finance Bank said in a regulatory filing. Overall provisions, excluding tax, rose to Rs 264.50 crore in the quarter under review from Rs 79 crore in the same quarter a year ago. Provision Coverage Ratio of the bank stood at 78 per cent at the end of the March 2025 quarter. The bank's total expenditure, excluding provisions, shot up to Rs 1,483 crore from Rs 1,246 crore. On the asset quality front, the bank's gross non-performing assets ratio improved to 2.18 per cent against 2.23 per cent a year ago. However, net NPAs, or bad loans, rose to 0.49 per cent from 0.2

Technical chart suggests that Valor Estate (former DB Realty) can potentially zoom over 30%, while other smallcap stock - Ujjivan SFB can rally over 14% from present levels.

Credit-deposits ratio declined to 85.4% as of 31st March 2025 as compared with 94.7% as of 31st March 2024

ARCIL's bid translates into a recovery of 9% for the lender

The reversal in risk weights on MFI loans from 125 per cent to 100 per cent and 75 per cent will help reduce risk weighted assets or RWAs for banks

Anchor bid translates to nearly 90% haircut for lender