80% of Indians now have a bank account. So why is financial inclusion low?

No more than 1% of PMJDY account holders-3.1 million beneficiaries-use overdraft facilities available to them, and 17% of PMJDY accounts are 'zero-balance'


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Up to 80% of Indians now have a bank account, the same proportion that have a mobile phone, but financial inclusion levels are

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First Published: May 17 2018 | 7:47 AM IST

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