Loan against property (LAP) is one of the cheapest ways to raise a significant amount of money for a large expense, such as children's education or marriage Some lenders allow you to use LAP like an overdraft facility, where the borrower pays only for the amount used These are also long-tenured loans.
Most lenders offer a maximum tenure of 15 years Most lenders also offer a loan equal to the 50-60 per cent of the property value, but they may also have a cap on the maximum loan that can be sanctioned The maximum loan limit also varies. For the salaried, it ...
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