Bajaj Finserv Digital Health EMI Network Card to Enable Payment for Treatments not Covered by Health Insurance Providers
Our ever-evolving lifestyle and unhealthy habits are a huge cause for health problems among people. According to a study - diseases like cancer, diabetes, heart, and chronic pulmonary diseases contribute nearly 80 per cent of all deaths in the country.
To add to this, a report by the international journal of Equity in Health states that by the dawn of the third millennium, non-communicable diseases (NCDs) will be the leading cause of death in developing countries like India, contributing to 60 per cent of deaths.
Though India's healthcare sector is one of the fastest-growing in the world, lack of availability and accessibility is still a major concern for the country's tremendous population. Besides, the rising cost for medical treatments and procedures is another major concern.
Customers looking for financing options to address payment for health problems in India can consider the Bajaj Finserv Health EMI Network Card. This hassle-free solution allows customers to avail of financial aid via No Cost EMI financing to pay for their medical bills.
This digital card offered by Bajaj Finance Limited, the lending and investing arm of Bajaj Finserv provides customers with a pre-approved credit of up to Rs 4 lakh to pay for treatments without any compromise.
Using this health card, customers can avail of any of the 800 plus medical treatments, including elective and non-elective procedures, and pay for them in No Cost EMIs. These EMIs can then be repaid comfortably over a period of 24 months.
Apart from this, customers can avail premium treatments from Bajaj Finserv's network of 5,500 plus healthcare partners, which include multi-specialty hospitals and clinics, diagnostic centres spread across 1000 plus Indian cities.
Below are some of the health problems for which treatments can be paid using the Digital Health EMI Network Card from Bajaj Finserv.
As per a study published in late 2019, around 14 per cent of Indian couples were affected by infertility, with a higher prevalence in the urban population of India. Treatments like In vitro fertilization (IVF) serves as a potent and viable solution. However, this treatment isn't covered by most health insurance policies and the average price for IVF ranges between Rs 1 to lakh and Rs 2.5 lakh, making it a costly treatment.
Among the many health problems in India, cancer cases have shown to follow an increasing trend in the country. Regardless of the type, oncology treatments make for a hefty expense starting at a few lakhs and upward. With this health card, one can pay for cancer treatments in No Cost EMIs.
3. Hearing loss
According to a recent study - Findings indicate that there is a high prevalence of hearing loss or hearing impairment In India. Among the solutions is using a hearing aid, which can cost anywhere from Rs 24,990 to Rs 2.7 lakh per unit. And often such treatments aren't covered under health insurance but with the digital health card, one can avail hearing aids as well as other ENT treatments on EMIs.
According to a recent study - Cataract is responsible for blindness in 17.7 million Indians. And such ophthalmology treatment costs rests somewhere between Rs 55,000 to Rs 1.2 plus lakh. Hence, it's important to get financially secured for such hefty procedures.
With over 75 million diabetics in the world, one of six diabetics are from India. Diabetes can also lead to other health problems and complications related to the heart, kidneys, and more, which is why getting treatment at the earliest is key. With the Digital Health EMI Network Card, one can easily own the insulin pump from MEDTRON partners on EMIs.
Addressing health issues as they crop up is the best way to avoid complications in the long term. With the Bajaj Finserv Digital Health EMI Network Card, one can convert medical bills into No Cost EMIs. The card also offers a complimentary personal accidental insurance of Rs 1 lakh for one year. Along with this, one can avail attractive limited-period deals, discounts, and offers. In addition, customers can use this digital health card which is also a family card to pay for medical treatments for their parents, siblings, spouse, and children.
To apply for the card, follow the below steps: Existing Bajaj Finserv customers can check their pre-approved offer and apply for the card online without any documents. They get instant approval and can activate the card through a 100 per cent digital process in just five minutes. Follow these steps to get the card.
* Apply for the health card online with registered mobile number
* Enter the OTP sent to the number
* View the pre-approved Digital Health EMI Network Card offer
* Pay the one-time joining fee of Rs 707
* Access the card through the Bajaj Finserv Wallet App
New customers with Bajaj Finserv can follow these steps to avail the card:
* Visit the nearest partner hospital, medical centre, or clinic & ask for the Bajaj Finserv representative at the billing counter.
* Fill a form, share their KYC documents, and a NACH mandate. Basis their CIBIL score & credit history, a Digital Health EMI Network Card is activated instantly.
* Access the card through the Bajaj Finserv Wallet App.
This story is provided by NewsVoir. ANI will not be responsible in any way for the content of this article.