Finance Interviews

Credit history won't decide a loan on its own anymore: IDfy Founder

Banks mostly go for larger loans, which are relatively safer. Digital lenders opt for smaller loans, much of it unsecured, says Ashok Hariharan, founder of IDfy

Festival demand already picking up: Canara Bank CEO Brajesh Kumar Singh

Brajesh Kumar Singh says treasury and forex income should improve, while the bank aims to raise ₹8,500 crore in capital this fiscal

MPC may reverse last rate cut, no big hike cycle seen: Neelkanth Mishra

If we can sustain our growth rates, I think the inflow of risk capital is also likely to persist, says Neelkanth Mishra, India's executive director at the World Bank

Govt should have made RBI's 2022 inflation failure report public: Janak Raj

We are still in the early stages of reaping the full benefits of FIT. It is, therefore, imperative to remain focused on the primary objective, he said

MPC external members should be appointed full-time, says Chetan Ghate

Ghate says flexible inflation targeting has established a credible nominal anchor, while stronger monetary-fiscal coordination remains important for managing inflation

MPC internal members must think independently of RBI: Ashima Goyal

Ashima Goyal says the inflation-targeting band gives the MPC the flexibility to look through temporary food inflation

'Best practices require publication of RBI letter on inflation target miss'

"Core inflation helps in assessing the persistence of inflationary pressures and the likelihood of second order effects"

NPS industry may double or triple in 5-6 years: SBI Pension Funds MD & CEO

SBI Pension Funds eyes the next phase of NPS growth through corporate subscribers, MSMEs and the informal workforce while strengthening its digital distribution capabilities

Insurers must compete on price, not distributor commission: Irdai chief

Irdai Chairman Ajay Seth says proposed insurance distribution reforms are not final and stakeholder feedback will be considered before draft regulations are issued

Rich valuations, elevated crude narrow equity opportunities: Andrade

Andrade says rising valuations and macroeconomic (macro) headwinds are narrowing the opportunity set in the equity market

'Enabling environment of West Bengal will help business and credit growth'

SBI's Kolkata Circle sees 18% credit growth as MSMEs, housing, agriculture and infrastructure drive lending demand

Have a pipeline of ₹4 trillion in sanctioned loans, says Nabfid MD

NaBFID targets a Rs 5 trillion loan book by 2029-30, backed by a Rs 4 trillion sanctioned pipeline and rising private infrastructure investment

Misselling has to be addressed at the point of sale: LIC's Doraiswamy

Doraiswamy spoke about LIC's plans to maintain its VNB margin at 24-25% and target double-digit growth, its investment strategy and distribution network

DBS Bank India 'won't be all things to all people': MD & CEO Rajat Verma

DBS Bank India says the bank is keen to invest and grow the retail lending business but will be judicious in choice of retail products that they will offer

'Not suggesting next policy move is a hike, but there is a need to relook'

RBI MPC member Saugata Bhattacharya says the repo rate may need reassessment if inflation broadens, but current data does not warrant a rate-hike cycle

'Our endeavour is to bring inflation in line with target over medium term'

RBI Governor Sanjay Malhotra said policy will remain guided by headline inflation and evolving growth dynamics, while reaffirming the central bank's data-dependent approach

Payments monetisation tough, but here for the long term: NTT Data Payments

NTT Data says India remains its most important payments market despite zero MDR challenges, as it expands Adaptis and invests in value-added payment solutions

We need a big breakthrough somewhere… a big project: West Bengal FM

West Bengal Finance Minister Swapan Dasgupta says the state needs a breakthrough investment project to revive industry, restore investor confidence and drive economic growth

Eastern Uttar Pradesh bolstering digital banking, says SBI's Kumar Anand

SBI plans to deepen its presence in Eastern Uttar Pradesh by expanding digital banking, MSME and farm lending, while supporting tourism and ODOP industries

New CEO will ensure continuity of strategy at South Indian Bank: Seshadri

Seshadri said as the bank is not offering leverage, their proposition is attractive to smaller depositors and customers in geographies where leveraged products do not enjoy tax advantage