Finance Interviews

Quicker credit data updates will aid underwriting: TransUnion CIBIL MD, CEO

CIs get fresher data when underwriting or extending additional lines of credit, says Bhavesh Jain

Space to cut rate, but cautious about a pre-set easing path: RBI MPC member

At this point in time, the balance between growth and inflation is clearly tilted towards the need to support growth. RBI's forecast for FY26 growth is 6.5 per cent, Bhattacharya said

Shift in product mix will continue in FY26: SBI Life Insurance MD & CEO

An ideal product mix depends on what are the strengths of the company and how they cater the needs of the customers, says Jhingran

Stance change means possibilities of more rate cuts: MPC's Nagesh Kumar

Kumar says that the impact of reciprocal tariffs imposed by the United States (US) is mixed and there is fiscal space to support public expenditure

Linking ATM interchange fee to ticket size a good idea: FSS' Vishal Maru

If you look at per-ATM daily transactions, rural areas have much higher numbers. That's why WLATMs focus on Tier-III and Tier-IV cities, says Maru

HDFC Life will keep margins range bound at 25-26%: MD & CEO Vibha Padalkar

Padalkar spoke about how the company bucked the industry trend in terms of growth during Q4 of FY25 while outlining the strategy for FY26

The UPI of 2016 and today are completely different: NPCI MD & CEO Asbe

The primary focus remains on growing UPI, which has 10X growth potential. Currently, 400 to 450 million users use it monthly, it has the potential to grow to over 1 billion, said Dilip Asbe, MD, NPCI

State-run banks can do more for affordable housing: IMGC MD & CEO

Price appreciation matters if the property is being viewed as an investment

Fraud detection has to improve to protect banks: BCT Digital CEO

With the rise of digital and contactless banking, fraudsters have found newer ways to exploit vulnerabilities, said Jaya Vaidyanathan, chief executive officer (CEO) of BCT Digital

Want to build biz in India for 100 years: Shriram Capital-Sanlam executives

Executives talk about their plans for the wealth management business and the group's banking ambitions

Full-scale launch of DakPay by mid-FY26: India Post Payments Bank MD & CEO

Says transition to small finance bank will help margins but operational cost for small ticket loans are very high

UPI sound box base will touch 40 mn in 5 years: Mswipe Technologies CEO

Says UPI is evolving rapidly, and there are multiple innovations around UPI for data-driven services and merchant solutions

We expect more measures from RBI on liquidity front: Deepak Agrawal

Central bank has 'communicated intention' to provide sufficient liquidity, says senior executive of Kotak Mutual Fund

GenAI to become immersive across our businesses: Goldman Sachs' Samtani

Samtani talks about Indian engineers and Generative AI (GenAI) in banking

Banks will wait for next qtr to see if deposit rates can be cut: C S Setty

He said the asset liability committee of the bank will meet this week and the external benchmark linked loans would be reduced from this month itself

BC network has to be commercially viable: PayNearby Founder, MD & CEO

Says with higher rentals, cost of Aadhaar devices and the know-your-customer paraphernalia, the commercial viability of the BC network is certainly to be looked at

Goal is for Axis Max Life Insurance to become a listed entity: MD

In first nine months, we have grown at 25 per cent versus private sector growth of 19 per cent and overall industry growth of 14 per cent. So we are gaining market share as we go along, the MD said

May not need to move NCLT over MTNL loan account: PNB MD, CEO Ashok Chandra

The state-owned lender on Friday reported a 102.8 per cent year-on-year increase in net profit at Rs 4,508 crore for Q3FY25

May consider applying for universal bank licence in 2 years: Sarvjit Samra

We achieved an 8 per cent growth in deposits on a quarter-on-quarter basis, maintaining a retail-centric focus, said Sarvjit Singh Samra, MD & CEO, Capital Small Finance Bank

Customer centricity will be our focus area: Indian Bank MD Binod Kumar

My expectation is there will be some moderation in credit growth while deposit growth may improve, said Indian Bank MD Binod Kumar