Page 26 - Financial Investment

Sharp cuts in lending rates to take some more time

New method of calculating the benchmark has already led to a reduction and now Reserve Bank of India's move will first spur a deposit rate cut

MCLR may not help retail borrowers too much

Banks will introduce hybrid home loans with stiff penalty on prepayment and shifting

Rates slated to come down

When banks and NBFCs start cutting lending rates, share prices will gain

Case study

Banking: Rajiv Anand

Has good civic infrastructure, connectivity to industrial pockets

: Wakad, Pune

Compensation for frivolous appeals

Strong FDI flows need stability

Current investment driven by hope of future change

Use the right measure of return

The metrics will change depending on the nature of investment

It isn't easy for a debt fund investor

For existing investors, it is a good time to take a re-look at your portfolio; new ones need to be more careful

Lessons from the Sharepro scam

After every corporate announcement, check your demat and bank accounts for necessary credits

Case study

Realty check: Budget- Rs 30-50 lakh

Readers' Corner: Taxation

Align financial needs with your child's career

If your child opts for an offbeat career, getting a loan might be difficult

Cost is important, but so is advice

Sebi is pushing investors towards direct plans, but only the astute investor should choose these

Re-adjustment in pharma, FMCG?

Distress in these sectors will lead to some changes in valuations

Planning for homecoming

NRIs returning to India need to carefully manage the financial aspects of their shift

Tax planning: Time to rush

If your employer's deadline has passed, you can still claim deductions while filing income-tax returns

Case study