Page 28 - Financial Investment

Case study

Readers' Corner: Mutual Fund

The right questions before picking a high-value term plan

The rack rate of premia is seldom going to be the amount that the insurance company charges even the fittest of persons

Positive surprises will trigger buying

With no bullish build-up to the Budget, bears may have already discounted the negatives

Five ways to improve your household budget

Today, when the nation's attention is on the Union Budget, take a moment to consider ways to improve your finances

Financial planners' fees should match your needs

For someone with limited assets, it does not really make sense to opt for an advisor who will charge you for personalised services. For the wealthy, either asset-based or a flat fee works out better

Gift a house on which capital gains benefit has been claimed

If a close relative who gets the property sells it within 3 years of purchase, the original owner will lose the tax break

Fixed maturity plans are riskier, but offer better returns

However, investors should put in money only if they are willing to stay for the entire tenure of the instrument

Pick the right tax-saving fund

What you should consider before choosing an ELSS

Time to change meaningless income-tax exemptions

Many exemptions make little sense, such as a monthly exemption of Rs 100 for college education and Rs 300 for hostel fees

Case study

Opportunity for homebuyers

A slow market is a boon for end-users, if you make sensible use of developers' predicament and price trends

Should you invest in credit opportunity funds?

Before you rush out to put in your money, understand the risks they carry

Dadar, Mumbai: Benefits of central location, excellent connectivity

Dadar has historically proven so popular that the market itself is near saturation point in terms of residential property

Bank liable for lost title deeds

Govt banks will continue to bleed

If 70% of the commercial banking space is struggling, growth will be hit as well

Readers' Corner: General Insurance

How to rent a safe deposit locker

NBFCs have been permitted to offer locker facility, but this facility is not regulated by RBI. So, do proper due diligence before choosing the right entity to open your locker

Lock in your investments in small savings schemes

The next revision will make the rates similar to those of bank FDs

Identity theft? Flag it immediately

Fraudsters use someone else's identity to apply for loans and do not repay it