Page 29 - Financial Investment

Investing in IPOs through Asba is convenient, saves time

However, you might face some initial hurdles if you have an account with a bank not designated to offer this

Will tax simplification actually happen?

The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund

Debt Counselling: Kuldip Kumar

My company is sending me to the US for a three-year project. Will I be considered a non-resident Indian for this period? Should I file taxes in the US and in India?

A better tool to evaluate funds

Rolling returns help understand a scheme's performance in different market conditions

Is the yellow metal at an inflexion point?

Gold has risen sharply due to rising risk aversion, but there remains a question mark on whether its current rally will sustain

Save for retirement and enjoy tax benefit, too

New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years

Set limits on your debit card to prevent fraud

Will also be a check on overspending, especially on those given to children

Case study

Business Standard analyses one family's finances and suggests a way forward

Readers' Corner: Mutual Fund

Mutual funds (MFs) do not guarantee or assure any fixed returns

Kalyan-Dombivali: Low prices, good connectivity attractive for home buyers

Kalyan is one of the major railway stations on the central line of the Mumbai Suburban Railway network

Builder must hand over all documents to society

Failure to execute conveyance in favour of the housing society would amount to deficiency in service and builder can be penalised for the same

Review your finances this Valentine's Day

When making additional investments in your spouse's name, remember income arising out of the gift will be clubbed with yours

Card protection plans suit frequent travellers

Not all frauds are covered but these plans do provide safety from skimming and cloning of cards and emergency funds if a person loses his wallet and doesn't have access to money

India vulnerable to further slowdown

If exports shrink more, there could be a major crisis

Only your prudence can keep scamsters at bay

The PACL scam highlights the need for investors to do their homework before giving their money to any entities

Prenuptial agreements likely to be mandatory

It could make divorces amicable and help reduce court cases, experts say

A married woman can also become karta

Recent Delhi HC ruling lets the eldest woman in HUF to be its karta, giving her custodial powers over its finances

SBI's FlexiPay suitable for those with secure jobs

Could be risky if borrowers' salary does not keep pace with rising EMI

Realty check: Budget - Rs 2-2.5 crore

Readers' Corner: Life Insurance