Page 30 - Financial Investment

Case study

Survey report binding unless there's contrary evidence

Top funds beat benchmarks in a bear market

If you have laggards, stop allocating fresh money to them and watch their performance for three quarters

A golden ticket to citizenship

A number of countries allow you to become citizens by investing in government-approved projects or real estate or by buying bonds

Health policy: More disclosures, flexibility

You can look forward to discounts on premium for healthy behaviour and innovative products, if the health insurance proposals are passed

What will RBI do?

A surprise rate cut will bring positive sentiment around the Budget. A rate hike will be a shocker

Understanding numbers in claim settlement

While LIC has a better settlement ratio than that of private players, it is not the only parameter to go by

Putting infra back on a firm footing

This should be one of the thrust areas in the Budget

Don't bet on value funds in a rising market

In a growth market, these funds should not form more than 10-15% of your portfolio. Invest with a horizon of at least 5 years

Buy good stocks, not sectors

Large-cap scrips are still trading at a discount to mid-caps. While this gap is expected to narrow, investors should take a stock-specific approach in the current market

Case study

Direct plans a better choice

While KYC checks could be cumbersome, there are platforms offering single KYC and online investment in direct mutual fund plans

Debt counselling: Sanjay Agarwal

Wallet frauds on the rise

This can happen due to a malicious app, a weak password or loopholes in the system

Rate cuts in March-April?

Investors would remain cautious in the current environment, even if these do happen

Seeking value in the market

Buying a stock cheap does not translate into value buying. Be careful before investing

E-KYC made easier using Aadhaar

For equity investors, there will be an additional requirement of a PAN card and a cancelled cheque

Why bonds are the best way to invest in gold

Other than offering returns at par with the price of the yellow metal, one can also use these as collateral

Realty check: Budget - Rs 1-1.5 crore

Case study