Page 31 - Financial Investment

Dealing with underperforming assets

Barring some adjustments, sit tight and ride out the market downturn, without doing anything rash

Be practical about philanthropy

A trust or Section 8 company works best for families. For a group of like-minded people supporting the same cause, opt for a society structure

Readers' Corner: Life Insurance

Amitabh Chaudhry, managing director & chief executive officer, HDFC Life, answers your questions

Renewal does not mean changing of policy terms

Insurance companies cannot change policy conditions at the time of renewal. Such changes without consent of the insured are illegal

Making the most of cashbacks

In an open wallet, these schemes can be used for different types of purchases or payments. Others might have restrictions on the amount and usage

Is this near-bottom for manufacturing?

By contrarian logic, capital goods, the most beaten down sector, might have the biggest upside

Times are bad but keep faith

Investors should build their equity portfolio in times like these and even start a Systematic Investment Plan

Don't rush to buy gold just yet

While global uncertainty has led to a rise in prices in 2016, there is still a lot of doubt regarding its future

New debt fund norms will reduce risks

Investors should ensure their risk appetite matches investment strategy

Customise health plan according to your needs

Sometimes, two separate ones might work better, if you want to include parents. Or you can get a higher no-claim bonus by paying more premium. Play, sensibly, with the options

Case study

Readers' Corner: Mutual Fund

Nimesh Shah, MD & CEO, ICICI Prudential Asset Management Company, answers your questions

Srisailam Highway, Hyderabad: An ideal location for long-term investment

Srisailam Highway, located in the southern part of Hyderabad, is bustling with real estate activity

How tax laws discriminate against 'homers'

The ownership of multiple properties allows money laundering as well as leads to revenue loss

Valuations still too high

A deep correction will bring these down to levels where investors could start bargain hunting

Time for tax paperwork

Ensure the employer has all relevant documents. Else, your pay will take a serious hit in the next two months

Take advantage of online lending platforms

If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems. Lenders need to be careful, as these are not yet regulated

How to handle tax notice under Section 245

If the refund is wrongly adjusted against any past tax liability, immediately clarify it online

Now, you can file cheque bounce cases in your city

Govt notifies amended Negotiable Instruments Act; move will make life easier for those who have deposited cheques in a different city

Direct MF plans made convenient

Advisors can now access feeds of direct plans