Page 32 - Financial Investment
How to handle tax notice under Section 245
If the refund is wrongly adjusted against any past tax liability, immediately clarify it online
 "How to handle tax notice under Section 245")
Now, you can file cheque bounce cases in your city
Govt notifies amended Negotiable Instruments Act; move will make life easier for those who have deposited cheques in a different city
 "Now, you can file cheque bounce cases in your city")
Direct MF plans made convenient
Advisors can now access feeds of direct plans
 "Direct MF plans made convenient")
 "Case study")
Realty check
Budget: Rs 1-1.5 crore
 "Realty check")
Plan your summer holiday now
It's a good way of cutting costs, on both travel and stay; also, in case of late cancellations, travel agencies will offer alternative dates or locations
 "Plan your summer holiday now")
Actual loss need not be paid if claim is inflated
Insurance company is not liable to pay claim if fraudulent means or device are used by the insured
Gains for some, losses for many?
A market where prices are not likely to go up for a while provides opportunity to build up positions
Choose a discount brokerage if you don't need advice
They work out better for intra-day and derivatives trades. Those investing to make a portfolio can look at full-service brokers
 "Choose a discount brokerage if you don't need advice")
Themes for 2016
Whether it is equities, debt or gold, experts see a lot of changes on the personal finance front
 "Themes for 2016")
Tax-free bonds give better returns than tax-saving FDs
The higher the tax bracket, the better the yields for these instruments
 "Tax-free bonds give better returns than tax-saving FDs")
Unhappy 2015 for investors
Market experts believe investors won't be dissapointed if they stick around for another 18-24 months
 "Unhappy 2015 for investors")
 "Case study")
Primarily caters to affluent, mid-income buyers
Situated on the banks of the Adyar river, this micro-market is becoming a cosmopolitan neighbourhood close to the city's IT and industrial hubs
 "Primarily caters to affluent, mid-income buyers")
Section 54: Money-launderer's delight
Section 54 provides a tax-free method to convert unaccounted money into accounted money
 "Section 54: Money-launderer's delight")
Insurance as an estate planning tool
Nomination is critical, as it cannot be disputed. The biggest benefit is the tax advantage
 "Insurance as an estate planning tool")
Bargain hunting possible in 2016
Look for safe stocks in a non-cyclical sector to arrive at a reasonable valuation and act
Fancy foreign education? Be doubly sure
The recent deportation cases in the US should convince prospective students to conduct a proper due-diligence
 "Fancy foreign education? Be doubly sure")