Page 33 - Financial Investment

Planning to buy a car now?

If you plan to sell it in three to five years, go for a January-manufactured vehicle as it will fetch better resale value

Don't fret about large-cap performance too much

Most funds have taken a hit due to a bad year. Investors should be selective and look at performance over a decade

Good time to buy property for end use

Investors should wait for six months to see where the market is headed

RBI's rate diktat cuts both ways

If you opt for MCLR, be ready for frequent rise or fall in EMI or tenure

A sector worth watching

Pharma stocks are expensive but could provide steady growth

Case study

Business Standard analyses one family's finances and suggests a way forward

Realty check: Budget - Rs 50 lakh to 1 crore

If you are looking at buying real estate and your budget falls within this range, an idea about prevailing rates would come handy

Readers' Corner: Mutual Funds

Consumer courts can't ignore basics

A proper notice is mandatory; uploading of the cause list on the website is not sufficient notice

Good time to invest in commercial property

Demand will be strong as companies expand due to improving business sentiment. It is a good option for regular cash flow, as it offers higher rental yields than residential property

Happily ever after, financially

What newly-weds could do to smoothly integrate their incomes, expenses, financial values and risk appetites

Options for diesel car buyers after the ban

If your car loan was disbursed but vehicle has not been registered, dealer and bank will settle it between themselves. If you opt for a petrol variant, you will need to reapply for the loan

NRIs should take advantage of slowing Indian realty

Despite the slowdown, property investments can give them good returns over the long term

New EPFO norms, mobile app to make your life easier

Employees will no longer need approval of employers to withdraw money

Tax disputes up to Rs 20 lakh to be dismissed

I-T department cannot go for an appeal in cases where the disputed amount is below this threshold

Reading banking funds' performance

It may be smarter to hold individual stocks than funds or have a mix of both

Common internal TPA likely to improve service

While claims settlement could be faster, it needs to be seen if hospital network will remain the same

Case study

Ulsoor, Bengaluru: Good location for small offices and start-up companies

Readers' Corner: Debt Counselling