Page 34 - Financial Investment

It could be a tough week

Events like a US Fed rate increase should not worry retail investors too much, but any fall in the market is always an opportunity to enter good stocks

Reflections on beating the crowd

Why some traders in India make great returns consistently

When financial overhaul is needed

Sometimes, when a life-goal plan's funding isn't adding up or has gone awry, one needs to shift strategy and even goals. Be prepared and keep a buffer at all times

Don't invest by looking in the rear-view mirror

New investors should avoid investing in last year's outperformers because it is too soon to take a decision. Old investors should rebalance their portfolios

Forex conversion charges can raise credit card bill

Multi-currency pre-paid cards are a good option while travelling abroad

Retail investors can avoid IPOs

Unless it is an issue which gives discounts, there is no real case for them to get into direct stocks

Case study

Use your house as a tax haven

Whether buying, selling or renting, there are opportunities for saving tax. Make the most of these

Realty check: Budget - Rs 2- 2.5 crore

If you are looking at buying real estate and your budget falls within this range, an idea about prevailing rates would come handy

Planning a round-the-world trip?

Plan ahead, book early and travel over land as much as possible to save on costs

Readers' Corner: Mutual Funds

Will new base rate calculation help borrowers?

Gift an 'experience' this wedding season

There are websites offering activities you can pay for as gifts to family, friends or colleagues

Public sector banks will recover if there is economic growth

Government should also allow them to run business on commercial lines

Mistakes to avoid on receiving lump sum amount

Don't run up credit card bills or modify your goals. Before spending, calculate the tax you would need to pay on it

No rate cut is good news for depositors

Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates

Inflation-indexation bonds work in high inflation

Selling them might be tough because of low liquidity. Look at accrual funds for fresh investments from portfolio diversification point of view

Case study

Garia, Kolkata: Demand boost with improvement in connectivity, affordable prices

Navigating through the digital banking space

Banks, e-tailers and third-party independent companies are coming up with interesting options for customers