Page 38 - Financial Investment

Manikonda, Hyderabad: Easily accessible from airport, railway station

Commercial goods don't come under Consumer Act

Check your restaurant bill before you pay

Service tax should be correctly calculated

Robo advisors best for small investors

These are low-cost services, offering consistent and transparent advice, irrespective of the portfolio size

Volatility in energy prices likely

As supply adjusts to demand, even share prices across the petroleum value-chain would also swing a lot

It's time to get an Aadhaar card

Supreme Court allows more instruments to use the biometric card

Opt for fixed rate loan for shorter tenure

Ensure that you are comfortable with EMIs and can make part pre-payments

Seeking value by investing in NSE's NV20 index?

Aggressive investors could use the ETF or direct investment route, as it concentrates on IT and bank stocks

Case study

Realty check

budget: Rs 30 - 50 lakh

Unless unique, avoid IPOs

If there are comparable companies, look at relative valuations before deciding

Earn more in the golden years

Depending on your liquidity requirement, invest in the right debt instruments

General Insurance: Rakesh Jain

Insurer held liable for misleading advertisements

Seeking investment opportunities?

Great investors have the judgement to pick winners in new scenarios

Excess provident fund money has to be returned

Otherwise, EPFO can freeze your account. But seek detailed calculation to verify the numbers

Avoid falling prey to card frauds

Check the slot that accepts the card; if it's shaky or loose, look for another ATM

Policyholders to benefit from Irdai move

Banks and corporate agents will do more checks to ensure the right product is sold

Case study

Making money from property

If you want double-digit returns, it won't come right away. Opt for an affordable house on a metro's periphery, invest and wait it out