Page 47 - Financial Investment

Govt's focus should have been on the low-hanging fruit

Keep income-tax forms simple

Taxpayers might face several issues while filing returns this year

Don't be a punter: Raamdeo Agrawal

Interview with Managing director and co-founder, Motilal Oswal Financial Services

Don't miss retirement goals for children's higher education

It could mean having to prolong work life and putting money in risky investment options

Case study

Realty check

Budget: Rs 3.5-4 crore

Don't buy gold on Akshaya Tritiya

Purchase a coin as token otherwise given gold's bleak outlook for some time, it doesn't make sense to invest or buy it

Minimise re-investment risk through tax-free bonds

These are ideal for investors in the highest tax bracket. Those paying lower tax might be better off with debt MFs, non-convertible debentures or even bank FDs

Mutual Fund: Nimesh Shah

Consumers can lose if complaints are delayed

Limitations, decided the State & National Commissions, begin from the date of possession

Maiming the net?

Can you think of buying a product online without getting to compare the prices on Flipkart, Amazon, Snapdeal and others?

Inflation data point to more rate cuts

Given a reasonable monsoon, food inflation should remain moderate

Car owners may see faster claim settlement

With Irdai proposing to increase the limit for appointing external surveyors to Rs 50,000, things should get simpler for smaller claims

For marriages not made in heaven

When seeking alimony, a woman should opt for lump sum payment rather than monthly as it is more tax-efficient

Case study

Taxation: Kuldip Kumar

Good connectivity, infra make for an attractive investment destination

The game of sweaters and air-cooled shirts

Investors bet big on conventional energy

While looking at these stocks, you should bear in mind cyclical nature of fuel supply-demand matrix

Choose listed companies over new offerings

With a majority of stocks in the past decade quoting below their issue price after listing, the secondary market might be a better bet for investors