Page 48 - Financial Investment
Declare foreign assets and income to avoid penalty
Declare shares of foreign companies, money in foreign banks, paintings or jewellery purchased abroad as foreign assets and not under Income Tax, to avoid prosecution under the proposed 'black money' l
 "Declare foreign assets and income to avoid penalty")
 "Case study")
Realty check
budget: Rs 3-3.5 crore
 "Realty check")
Contra calls to the rescue?
You need conviction in your bets and a stop-loss as a defence mechanism to curtail losses
 "Contra calls to the rescue?")
Auto sector has turned the corner
However, the recovery is patchy, with 7 of the top 12 four-wheeler manufacturers seeing sales decline
How to grow your retirement corpus
Bucketing is effective as investment is aligned with short- and long-term needs, with some portion kept in equities
 "How to grow your retirement corpus")
Sticking to an indebted company's stock isn't easy
While the terms of restructuring might aid the company, there is always the risk that the firm won't come out of the mess
 "Sticking to an indebted company's stock isn't easy")
 "Case study")
Resist the siren call of SME stocks
Low liquidity and lack of publicly available information make this segment a risky bet for even wealthy investors
 "Resist the siren call of SME stocks")
Don't overdo debt
While the Budget gives more opportunity to invest in instruments here, don't go overboard. Maintain a balance between debt and equity, depending on your age group
 "Don't overdo debt")
Mix of residential, commercial development gives an edge
Hot Spot: Hennur Road, Bengaluru
Legally bind your property transaction
A legal agreement of sale prevents buyer and seller from going back on their word
 "Legally bind your property transaction")
Pragmatic rules of investment
Develop a special familiarity with an investment play you are comfortable with
Managing your ailing parents' portfolio
Start by creating a power of attorney and prepare a proper will to ensure a smooth financial transition
 "Managing your ailing parents' portfolio")
Reclaim your inoperative EPFO a/c money
Claim the money before it is shifted to the senior citizen fund. The process takes almost a month
 "Reclaim your inoperative EPFO a/c money")
 "Case study")