Page 50 - Financial Investment

Tax-saving tips for buying and selling a property

A joint loan while buying is beneficial; make full use of deductions available while selling

Spouse's credit score can hurt your loan prospects

Even if one's own score is good, banks will reject any joint application made with a spouse with a bad credit rating

Insurance policy will pay for cases against officials

But not if fraud is proved, in which case any compensation awarded will also not be covered

Case study

Realty check

Mutual Fund: Nimesh Shah

Will financial redress agency help consumers?

40 years ago...And now: Can't retire with a crore any more

Inflation and asset prices have eroded the value of money. A look at what Rs 1 cr meant 40 years ago and what it means now

Give preference to debt funds

Rebalancing would imply booking some profits in equity. Or, one could consider balanced funds

Guide to mobile trading

Even those with a 2G connection can use the platform

Is your broker misleading you?

NSEL is not the only one to be blamed for the Rs 5,600-crore payments scam. Brokers did no favours to their clients, whose gullibility or carelessness was also at fault

Lessons from market volatility

Diversification and asset allocation can reduce uncertainty and improve portfolio outcomes

Investing lessons from Kejriwal's election success

Be willing to learn from mistakes, stick to your stated position and don't blindly follow others

Look beyond size to build MF portfolio

Don't ignore schemes from small fund houses with an excellent record

Dig deeper to pick a winner

With the market on an upswing, mutual fund investors need to look at performance across market cycles

Does the Budget benefit you?

Some good things from a long-term savings perspective, but these aren't likely to put substantial cash in your hands

Fuzzy numbers

More details about the changed methodology of GDP calculation will give investors a clearer picture

Policymakers must release land

But it has to be done without triggering political agitations or crises in banking and real estate

Earnings and GDP data contradictory

With the new GDP series from late January, Budget likely to have factored in sub-par growth

What the Budget means for investors

Power, fertilisers and commercial vehicle manufacturing are sectors which could give high returns