Page 50 - Financial Investment
MF retirement scores over NPS
Despite additional 80CCD deduction benefit given in the Budget, pension plans of MFs have more flexibility & better tax status
 "MF retirement scores over NPS")
Good options in low- to mid-end residential property
Hot Spot: Mysore Road, Bengaluru
Odds don't favour gold now
But one should hold it in small proportion to hedge against any turmoil in global markets
Tax-saving tips for buying and selling a property
A joint loan while buying is beneficial; make full use of deductions available while selling
 "Tax-saving tips for buying and selling a property")
Spouse's credit score can hurt your loan prospects
Even if one's own score is good, banks will reject any joint application made with a spouse with a bad credit rating
 "Spouse's credit score can hurt your loan prospects")
Insurance policy will pay for cases against officials
But not if fraud is proved, in which case any compensation awarded will also not be covered
 "Insurance policy will pay for cases against officials")
 "Case study")
 "Realty check")
 "Mutual Fund: Nimesh Shah")
40 years ago...And now: Can't retire with a crore any more
Inflation and asset prices have eroded the value of money. A look at what Rs 1 cr meant 40 years ago and what it means now
 "40 years ago...And now: Can't retire with a crore any more")
Give preference to debt funds
Rebalancing would imply booking some profits in equity. Or, one could consider balanced funds
 "Give preference to debt funds")
Guide to mobile trading
Even those with a 2G connection can use the platform
 "Guide to mobile trading")
Is your broker misleading you?
NSEL is not the only one to be blamed for the Rs 5,600-crore payments scam. Brokers did no favours to their clients, whose gullibility or carelessness was also at fault
 "Is your broker misleading you?")
Lessons from market volatility
Diversification and asset allocation can reduce uncertainty and improve portfolio outcomes
 "Lessons from market volatility")
Investing lessons from Kejriwal's election success
Be willing to learn from mistakes, stick to your stated position and don't blindly follow others
 "Investing lessons from Kejriwal's election success")
Look beyond size to build MF portfolio
Don't ignore schemes from small fund houses with an excellent record
 "Look beyond size to build MF portfolio")
Dig deeper to pick a winner
With the market on an upswing, mutual fund investors need to look at performance across market cycles