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Shortage of ₹100, ₹200 notes may delay RBI's ATM target, say banks

Cash logistics firms and banks cite note supply and operational costs as key concerns in meeting RBI's target for ATMs dispensing ₹100 or ₹200 notes by September 2025

ATM, Money, Transaction
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The shortage of lower denomination notes is more pronounced in smaller cities (Photo: Shutterstock)

Aathira Varier

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Banks and cash management companies have said that they will find it difficult to maintain a steady supply of ₹100 and ₹200 denomination notes after the Reserve Bank of India (RBI) mandated that 75 per cent of the automated teller machines (ATMs) must dispense either of the notes by September 30, 2025.
 
As part of its endeavour towards enhancing public access to the frequently used notes, the RBI had asked all banks and white label ATM operators (independent operators) to ensure that 75 per cent of their ATMs dispense ₹100 or ₹200 denomination notes on a regular basis from at