Page 188 - Personal Finance
H-1B visa scam: 3 Indian-origin men face 10 years in US for fake job offers
Such activities make the H-1B lottery system a nightmare for genuine applicants, as fraud options become appealing to tech workers eager to work in the US
 "H-1B visa scam: 3 Indian-origin men face 10 years in US for fake job offers")
Non-disclosure of foreign property invites Rs 10 lakh penalty per year
Rental income from a foreign property is taxed under the head "Income from House Property". This income must be declared in the Foreign Source Income schedule of the ITR
 "Non-disclosure of foreign property invites Rs 10 lakh penalty per year")
Investment opportunities in India's booming wedding market
Interestingly, the industry also offers investment opportunities. And like the marriage, experts advice long-term vow
 "Investment opportunities in India's booming wedding market")
Why should you check if your EPF interest is credited on a regular basis
Recent tax rules state that interest on contributions exceeding Rs 2.5 lakh per year is taxable, so keeping an eye on credited interest helps you plan your tax liabilities and ensure accurate filings
 "Why should you check if your EPF interest is credited on a regular basis")
Trump win impact: Will H-1B workers, STEM grads get green cards faster?
Since Trump's recent election win, experts have debated his approach to immigration
 "Trump win impact: Will H-1B workers, STEM grads get green cards faster?")
Ultra-luxury homebuyers move quick: Conversion time down to 15 days in 2025
An alaysis of the budget category data shows that ultra-luxury homes (priced >Rs 3 Cr) involve the lowest conversion time, clocking in at just 15 days in H1 FY 2025. Back in FY 2024, it was 22 days
 "Ultra-luxury homebuyers move quick: Conversion time down to 15 days in 2025")
What happens when UK study visa expires for Indians? Options explained
Most countries offer post-study work visas, allowing graduates time to find work after completing their studies
 "What happens when UK study visa expires for Indians? Options explained")
Is there a charge on prepayment of home loan?
Compare potential returns from investments against savings from reduced interest payments by prepaying the loan
 "Is there a charge on prepayment of home loan?")
Credit card rewards, benefits cut: What options do customers have?
RBI has established guidelines for banks issuing credit cards, to protect customers when terms change
 "Credit card rewards, benefits cut: What options do customers have?")
Last Vistara flight today: 6 deadlines for passengers, credit card holders
If you're a Club Vistara member, it's time to make sure your points are used before they expire. All Club Vistara miles earned prior to the merger will have an expiry date of December 31, 2024.
 "Last Vistara flight today: 6 deadlines for passengers, credit card holders")
What Trump's re-election means for India, debt market and your investments
Trump's policies can be positive for US growth but can lead to slower growth, currency volatility in other economies.
Man replaces QR code at fuel pump, swindles many: How can you stay safe
The accused printed his own GPay QR code and put it at the filling station by replacing the legitimate one displayed
 "Man replaces QR code at fuel pump, swindles many: How can you stay safe")
Canada ends fast-track visa scheme: What Indian students must do now
India holds the top spot for international students in Canada, with an estimated 4,27,000 Indian students currently enrolled in Canadian institutions
 "Canada ends fast-track visa scheme: What Indian students must do now")
Air India's 'Fly Prior' lets you rebook an earlier flight at no extra cost
Air India guests have the option to take an alternative flight departing up to 12 hours before their originally booked flight, provided the departure dates of both flights is scheduled on same day
 "Air India's 'Fly Prior' lets you rebook an earlier flight at no extra cost")
Improve score, opt for secured credit card to tackle squeeze in issuances
If you are finding it hard to get a personal loan, try to get a collateral-based one
 "Improve score, opt for secured credit card to tackle squeeze in issuances")
Pilot run of new Centralised Pension Payments System successful: Mandaviya
In CPPS, there will be no need for pensioners to visit the bank for any verification at the time of commencement of pension and the pension shall be immediately credited upon release, ministry stated
 "Pilot run of new Centralised Pension Payments System successful: Mandaviya")
With benchmarks becoming harder to beat, avoid very high-cost funds
Portfolio construction begins with asset allocation, which depends on risk appetite and investment horizon
 "With benchmarks becoming harder to beat, avoid very high-cost funds")
Year-end holidays: Avoid expensive loans, plan a budget-friendly trip
Read through terms and conditions of loans carefully, paying attention to default clauses, penalty charges, and any hidden fees.
 "Year-end holidays: Avoid expensive loans, plan a budget-friendly trip")
HDFC Bank hikes lending rates by up to 5 bps: What this means for borrowers
The rate adjustment raises the overnight and one-month tenures by 5 basis points each, with a similar 5 bps increase for the three-year tenure
 "HDFC Bank hikes lending rates by up to 5 bps: What this means for borrowers")
Axis MF announces new Target Maturity Fund , says offer has moderate risk
Fund plans to invest 95-100% of its assets in fixed-income instruments that mirror the CRISIL-IBX AAA Financial Services - Sep 2027 Index
 "Axis MF announces new Target Maturity Fund , says offer has moderate risk")