Page 282 - Personal Finance

Old or new tax regime? Which one is better for you in the new fiscal year

Are you a regular investor in tax-saving instruments? Do you own a home and pay interest on a home loan? If the answer is yes, the old regime might offer greater tax benefits

Making gold investment, setting up home bar: Top personal finance stories

This week we report about gold as a safe asset and the design needed to set up your own bar

Small-cap outflows for first time since Aug 2021, 70% shifted to large-caps

Small-cap fund managers are adjusting their strategies by deploying cash and increasing exposure to large caps, likely in response to market conditions and investor behavior.

Buying a home? Here are the best home loan rates being offered by banks

Interest rates vary and are influenced by several factors including your creditworthiness, loan amount, professional background

Rates for car loans, terms and processing fees collected in one table

Offers of 18 companies put together to help you make an informed decision

Pradhan Mantri Matsya Sampada Yojana: Details of aquaculture scheme

Central government scheme aims to generate 5.5 mn job opportunities in aquaculture

Fund review: Bandhan dynamic bond fund

Fund review: Bandhan dynamic bond fund

Demat accounts hit new high, touch 15 crore in March 2024

Total number of demat accounts jumped to 15.1 crore in March 2024, with new account additions surging to 31 lakh in the previous month.

A bar in your home: When you want to say 'cheers' up, close, personal

If you live in a bungalow or an apartment, you can set up your drinking hole

EPFO raises auto withdrawal limit under 68J from Rs 50,000 to Rs 1,00,000

The limit has been increased from Rs 50,000 to Rs 1,00,000, says circular issued on April 16

Ayushman Bharat to cover all above 70 years, says BJP: All you must know

This was announced during the manifesto's release by Prime Minister Narendra Modi, although the specific age bracket has not been detailed in the manifesto's fine print

Paytm gets nod for user migration to new UPI IDs: What this means for you

he National Payments Corporation of India (NPCI) recently gave Paytm the green light to migrate users to specific banks that handle UPI transactions (called PSP banks).

Explained: Is there a deadline to choose between old and new tax regime?

You can select the tax regime while filing your ITR. The standard due date for ITR filing is July 31st

Leave Travel Allowance: A tax-free travel benefit for salaried professional

Salaried employees can seek a tax exemption through LTA for expenses accrued from two journeys within a block of four calendar years

Nifty Realty bags gold with 133% return: How investor wealth soared in FY24

The top performer in FY24 was the Nifty Realty Index, which witnessed a staggering 132.5% rise, followed by Nifty PSE (Public Sector Enterprises)

Investors betting on longer-duration debt funds need to be patient

Experts say while rate cuts remain on the table, their start is likely to be delayed

Microcredit facilities for street vendors: Know about PM SVANidhi scheme

Under this scheme, the street vendors can take collateral-free loans with low interest

New rules for payment aggregators: Why it matters, what it means for you

RBI has proposed that non-banks offering PoS must notify the regulator of their intent to seek authorization within 60 days, and then submit their application by 31 May 2025, for approval to continue

PhonePe, Google Pay creating a duopoly in India's UPI space? NPCI to check

Google Pay and PhonePe, together account for 86% of UPI transactions by volume in India and are also expanding to offer UPI services abroad

Shriram Finance offers 9.4% FD interest rate for investors: Details here

Individuals aged 60 years and above are eligible for an extra 0.50% interest per annum, while women depositors can benefit from an added 0.10% interest annually