Page 336 - Personal Finance

This data point shows global investors are again looking towards India

India-focused offshore funds and exchange-traded funds (ETFs) registered the highest-ever quarterly inflow of $7.97 billion in the September quarter

8.35% interest, discounts on processing fee: Cheapest home loans right now

With interest rates as low as 8.35 per cent and up to a 50 per cent discount on processing fees, it might be the perfect time to consider taking out a loan

DDA's festive scheme:1,100 luxury flats in Dwarka are available for auction

Penthouses, High-Income Group (HIG), and Super HIG flats at Dwarka 19B, overlooking the upcoming DDA golf course, are priced between Rs 1.4 crore and Rs 5 crore

Most bought stocks by mutual funds in October: Bajaj Auto, TechM, HeroMoto

MFs were net buyers of 63 per cent stocks in the Nifty Midcap 100 stocks, of which the highest MoM was seen in L&T Finance Holdings , Vodafone Idea, Syngene Intl, PB Fintech, Aurobindo Pharma

Mutual fund redemptions dip to 6-month low in Oct, equity AUM up 24.5% YTD

Equity AUM for domestic MFs (including ELSS and index funds) decreased 1.4% MoM to Rs 20.7 trillion Oct'23, led by a fall in market indices (Nifty down 2.8% MoM).

EV insurance: Ensure all-round protection for battery with add-on cover

Return-to-invoice, zero depreciation for major components are must-haves

RBI directs Bajaj Finance to stop lending under eCOM, Insta EMI Card

These supervisory restrictions will be reviewed after the rectification of the said deficiencies to the satisfaction of the RBI, it added

NBFC-MFIs the largest provider of microfinance in India: MFIN Report

In microfinance space, NBFC-MFIs provided finance with loan outstanding of Rs 1,38,310 crore as on March 31, 2023, accounting for 39.7% of total industry portfolio

WC 2023: Injured during cricket match? There's insurance for only Rs 100

Digital insurance player ACKO has hopped on the bandwagon, introducing 'The 100 Over Cover,' an insurance policy that provides coverage for all personal injuries sustained during the match

Schengen visa to go online, no need for in-person appearance at consulate

The latest move will render in-person appearance at the consulates redundant. In principle, in-person appearance will only be necessary for first-time applicants, people whose biometric data are no lo

Refinance to lower rate but keep up higher EMI to become debt-free faster

Banks have been luring homebuyers this festive season with reduced home loan interests, waiver of processing fees and loan prepayment charges.

Incomplete DS-160 forms are leading to US visa appointment delays

The DS-160 or Online Nonimmigrant Visa Application form is used for temporary travel to the United States for various purposes, such as tourism, business, or study

Retirement planning for self-employed: Invest in NPS, PPF and MF SIPs

Instead of reinvesting all surplus in business, invest a part in accumulating a corpus

EMI to warrants: What to know about discounts in festive shopping season

A go-to guide to on what to look for in the fine print of deals being offered

TDS on fixed deposit interest: A guide on how to avail exemption

As per the Income Tax Act, the exemption limit for TDS deduction on FD is Rs 40,000 for individuals (excluding senior citizens) and Rs. 50,000 for senior citizens

In charts: It takes 15 months to build an emergency fund 3X your income

Consider exploring advanced wealth-creation strategies, diversify your investments, invest and save consistently, and stay informed about emerging financial trends.

Capitalise on festival offers for loans, but heed other conditions too

Loan amount, tenure and prepayment conditions must also suit you

Govt relaxes norms for small savings schemes: Check details here

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts

11.5 cr PAN cards deactivated for not linking with Aadhaar: How to reactivate

More than 12 crore PAN cards remain unlinked, with 11.5 crore of them facing deactivation due to non-compliance, said I-T dept in a RTI reply

8.15% Interest for EPFO subscribers 'in pipeline', to be credited 'shortly'

The interest rate on EPF is reviewed annually, and for the fiscal year 2022-23, it is set at 8.15 per cent, up from the 7.59 per cent interest rate provided in FY22.