Page 38 - Personal Finance

EPF interest rate stays at 8.25% for FY26: What it means for your savings

EPFO will credit 8.25% interest on FY26 deposits in June, holding rates for the third straight year

DMart owner Avenue Supermarts buys Bengaluru commercial asset for Rs 106 cr

The acquisition gives Avenue Supermarts ownership of a fully developed commercial block spread across 1.7 lakh sq ft in one of Bengaluru's fastest-growing office corridors.

Can a ₹2-crore FD cost you ₹30 lakh? The Tax math investors often ignore

A ₹2-crore fixed deposit earning 8% may generate ₹16 lakh in annual interest, but investors in the highest tax bracket could lose nearly ₹4.8 lakh every year to taxes.

Don't let dark patterns quietly inflate your online shopping bills

Check the final payable amount, remove pre-ticked add-ons, and preserve screenshots if you need to complain

Custom bedrooms to retreats, Indians spend big for a good night's sleep

From premium mattresses and sleep trackers to circadian lighting and wellness retreats, affluent Indians are investing heavily in better sleep as rest becomes a key wellness priority

What are the best term insurance premium rates for young professionals?

Here are some of the best term insurance rates from various insurers for young male professionals living in a large city

Fund review: HDFC Short Term Debt Fund

Fund review: HDFC Short Term Debt Fund

EPFO members likely to get 8.25% interest credit for FY26 this month

After ratification by the government, interest likely to be credited to more than 70 million contributing members

Govt ratifies 8.25% EPF interest rate for FY26, to be credited this month

EPFO provides the rate of interest on EPF after it gets ratified by the government through the finance ministry

Preity Zinta leases Pali Hill apartment for nearly ₹1.5 cr over two years

From Owner to Tenant: Preity Zinta Leases Pali Hill Home Months After ₹18.5-Crore Sale

PPF, NPS, ELSS: Long-term investment tools to save taxes explained

Do not use one product for everything and instead assign each one a clear role: Stability, growth, or income

Debt products in a young investor's portfolio? Yes, here are reasons

While equities may fall sharply, debt investments tend to remain stable and reduce overall portfolio losses

House or retirement corpus? What investment young Indians should make first

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Saving tax vs making investment: How the two tax regimes measure up

The decision is between choosing a tax system to guide your investments, or separate investing from taxation

Planning to risks: 7 mutual fund investments mistakes beginners keep making

Failing to monitor and review could result in your investments not giving you results you had sought

Old vs new tax regimes: What is the difference, what are the benefits

A taxpayer can switch between the two regimes while filing the returns but cannot go back to the other one till the year ends after making a selection

Nine in 10 Indian crypto traders avoid panic trading during mkt volatility

Not gamblers, but wealth builders? Mudrex report reveals changing face of crypto investing

Dividends and taxes: How to calculate and report income with accuracy

Income from stocks or mutual funds may be taxed at a higher rate depending on your income

Salaried employees and taxes: Paperwork and declarations explained

Declare less than you expect to invest: It's easier to claim a refund later than to pay extra TDS

Premium to taxes: What young families should know about buying insurance

An insurance policy should be selected based on other factors such as risks and the number of family members